09
Computer software; computer software for payment processing;
computer software and apps for cell phones for managing
credit, debit and prepaid cards; computer software and apps
for cell phones for users of credit cards for analyzing,
structuring and displaying transactions made using credit
cards; computer software for identifying a person and
associated credit, debit and prepaid card account data;
credit card terminals, point-of-sale terminals for
contactless payments, card readers for credit cards
36
Insurance; Financial services; all banking transactions
including granting of loans; factoring; debt collection and
recovery; money transactions, in particular with debit and
credit goods; issuing of credit, debit, prepaid and customer
cards; management of electronic payment information and
cardholder payment data; processing and settlement of
payments with credit, debit and prepaid cards; processing
and settlement of payments with smartphones; conducting
cashless payment transactions; monitoring, analyzing, and
evaluating payment transaction data; banking transactions
using home computers (home banking); banking transactions
using cell phones (mobile banking); conducting financial
transactions over global computer networks (Internet);
arranging insurance; accepting bill payments; automated
payment services; electronic payment services; credit
checks; financial analyses; financial services, namely,
cancelling financial transactions, in particular in cases of
misuse of credit and other payment cards and of incorrect
and false bookings; financial services, namely, reviewing
applications for the issuance of credit and other payment
cards for third parties; financial risk management
(financial services), namely, assisting third parties in the
issuance of credit and other payment cards, in particular by
modeling credit risks, calculating and assessing credit
risks, and advising on the limitation of credit and other
payment cards; financial risk management (financial
services), namely, monitoring and reviewing the risks of
credit portfolios; financial risk management (financial
services), namely, assisting third parties (in particular
issuers of credit and other payment cards) in the
risk-oriented management of credit portfolios
38
Telecommunications; Provision of electronic mail (email);
electronic transmission of data in the field of retail
trade; transmission (including online transmission) of
information as well as data from a database; telephone text
and screen text services, including transmission of
electronic short messages via mobile telephony (SMS);
telecommunications services by means of email and apps;
providing access to global computer networks (Internet),
databases and websites; rental of access time to a database
server; rental and free provision of access time to
databases for ordering goods and services
42
Design and development of computer hardware and software;
Data backup; design and development of databases; encryption
and decryption of information and data; creation of programs
for data processing; online monitoring, including analysis
of access to computer networks; systems and network
management for the control and management of heterogeneous
computing networks and for the control and management of
client/server systems; providing technical platforms with
open programming interfaces; Information technology services
for the installation and maintenance of networks (software);
computer software maintenance; cosultancy in the field of
cloud computing; consulting in the field of cloud computing
networks and applications; providing the temporary use of
non-downloadable software applications for the use of and
access to a cloud computing network; rental of operating
software for the use of and access to a cloud computing
network; design and development of operating software for
the use of and access to a cloud computing network;
programming of operating software for the use of and access
to a cloud computing network; enabling temporary use of
non-downloadable operating software for computer networks
and servers; programming of operating software for computer
networks and computer servers; server administration; server
hosting; user authentication services using online financial
transaction technologies; Software as a Service (SaaS)
services using point-of-sale payment processing software;
Platform as a Service (PaaS) with point-of-sale payment
processing software; Software as a Service (SaaS) services
with software for managing payments made with credit, debit
and prepaid cards; Platform as a Service (PaaS) with
software for managing payments made with credit, debit and
prepaid cards; electronic monitoring of credit card
transactions to detect fraud over the Internet; services to
detect and neutralize phishing emails and phishing websites
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