09
Computer software; computer software used in financial
transaction processing, authorization, and verification,
payment processing, mobile payments, fraud checking and
prevention, electronic payments, electronic funds transfer,
check processing, treasury management, treasury transaction
processing, funds transfer, billings, collections, credit
card, debit card, bank card, stored value card, gift card,
loyalty card, electronic benefits card, and prepaid card
processing, wealth management, and financial risk
management; computer software used in the operation and
management of banks, credit unions, savings institutions,
lenders, investment and trust companies, insurance
companies, and other financial institutions and financial
services businesses, and in the rendering of banking and
financial services; computer software for use in the
operation and management of automated teller machines and
payment terminals; point-of-sale terminals; electronic
payment terminals; automated teller machines; mobile payment
acceptance terminals; electronic display interfaces, namely,
read-out apparatus for use in the authentication of cashless
payment means and for use in the identification of cashless
payment means; pin code entry devices
35
Billing services; business outsourcing services; business
risk management; business risk management consultation; call
center services, namely, operation and management of
telephone, email, and chat communications centers for
others; business consulting; marketing consulting;
advertising consulting; marketing; advertising; business
process re-engineering services; business administration of
consumer loyalty programs for others; promoting the goods
and services of others by means of the issuance of loyalty
rewards cards; providing customer support services related
to credit card, debit card, bank card, stored value card,
gift card, loyalty card, electronic benefits card, prepaid
card, check, mobile, online, electronic funds, and bill
payment transactions in the nature of call center support
and customer assistant account information; conducting user
incentive programs relating to use of credit cards, debit
cards, bank cards, stored value cards, gift cards, loyalty
cards, electronic benefits cards, and prepaid cards
36
Financial services; financial services, namely, financial
transaction processing, authorization, fraud checking and
prevention, verification, payment processing, electronic
funds transfer, investment fund transfer and transaction
services, credit card, debit card, bank card, stored value
card, gift card, loyalty card, electronic benefits card,
prepaid card payment processing, and check processing;
merchant services, namely, payment transaction processing
services; financial risk management services provided in
connection with credit cards, checks, wire transfers,
deposits, account openings, and payments; financial
consulting; financial risk management services in the fields
of electronic funds transfer, credit cards, debit cards,
check transactions, and banking; investment and trust
management services; wealth management services; credit risk
management; fraud reimbursement services in the field of
credit card purchases, debit card purchases, checks,
electronic payments, and electronic transfers; loyalty
program payment processing services; bill payment services;
issuing credit cards, debit cards, bank cards, stored value
cards, gift cards, loyalty cards, electronic benefits cards,
and prepaid cards; banking services; online banking
services; automated teller machine (ATM), point-of-sale
terminal, computer payment terminal, and mobile payment
acceptance terminal operation services, namely, connecting
automated teller machines (ATM), point of-sale terminals,
computer payment terminals, and mobile payment acceptance
terminals to bankcard association networks, merchants, and
financial institutions via a global computer network; credit
card, debit card, bank card, stored value card, prepaid gift
card, prepaid loyalty card, electronic benefits card, and
prepaid card processing services; debt collection services;
leasing and renting of point-of-sale terminals, computer
payment terminals, mobile payment acceptance terminals, and
other payment facilitating devices; information, advisory,
and consultancy services related to all the aforesaid
services; financial risk management services in the fields
of electronic funds transfer, credit cards, debit cards,
check transactions, and banking
42
Providing online, non-downloadable software; computer
software development, programming, and design for others;
computer systems integration services; computer design and
development services, namely, integration of computer
software and systems integration; computer software
consulting; computer software installation, updating, and
maintenance; technical support services, namely,
troubleshooting of computer software problems; information
technology consulting; website design, maintenance, hosting,
and consulting; application service provider, namely,
hosting computer software applications of others; providing
quality assurance services in the fields of banking and
financial services and operations; outsource service
provider in the field of information technology; providing
online, nondownloadable software for use in financial
transaction processing, authorization, and verification,
payment processing, mobile payments, fraud checking and
prevention, electronic payments, electronic funds transfer,
check processing, treasury management, treasury transaction
processing, funds transfer, billings, collections, credit
card, debit card, bank card, stored value card, gift card,
loyalty card, electronic benefits card, and prepaid card
processing, wealth management; providing online,
nondownloadable software for use in the operation and
management of banks, credit unions, savings institutions,
lenders, investment and trust companies, insurance
companies, and other financial institutions and financial
services businesses, and in the rendering of banking and
financial services; electronic monitoring of electronic
funds transfers, credit cards, debit cards, check
transactions, and banking; electronic monitoring in
connection with deposits, account openings, payments, and
employees to detect fraud via the internet; data encryption
services; equipment leasing, namely, leasing of computer
hardware and peripheral equipment for use in point of sale
transactions; graphic design and computer-aided design for
manufacturing of credit cards, debit cards, bank cards,
stored value cards, gift cards, loyalty cards, electronic
benefits cards, and prepaid cards for others; credit card,
debit card, bank card, stored value card, gift card, loyalty
card, electronic benefits card, and prepaid card design
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