09
Downloadable and recorded computer software for processing
electronic payments and for transferring funds to and from
others; downloadable mobile application software for
processing electronic payments and for transferring funds to
and from others
36
Financial services, namely, electronic funds transfer;
clearing and reconciling financial transactions via a global
computer network and wireless networks; providing a wide
variety of payment and financial services, namely, providing
personal and business lines of credit, electronic payment
services involving electronic processing and subsequent
transmission of bill payment data, bill payment services
with guaranteed payment delivery, all conducted via a global
communications network; reimbursement of payment processing
for fraudulent transactions, transaction errors, and
disputed transactions, namely, transactions concerning lost,
damaged, misrepresented, or incorrect products or services,
all in the field of electronic payment purchases; providing
purchase protection services for goods and services
purchased by others via a global computer network and
wireless networks, namely, fraud reimbursement services in
the field of electronic payment purchases, secure commercial
transactions for electronic payment purchases, and dispute
resolution services and reimbursement services for disputed
transactions in the field of electronic payment purchases;
credit services, namely, providing revolving credit account
services; bill payments services; providing electronic
mobile payment services for others in the nature of
providing secure commercial transactions and payment options
using a mobile device at a point of sale
42
Providing temporary use of online non-downloadable software
for processing electronic payments