09
Downloadable electronic publications, namely, newsletters,
pamphlets, white papers, and brochures in the field of
insurance; computer programs for use in database management
of insurance claims and insurance risk evaluation data in
the field of insurance risk management; software, namely,
computer software for use in processing, filing and managing
insurance claims; downloadable computer application software
for mobile phones, portable media players and handheld
computers for use in accessing insurance claims information
via the Internet through a portal interface
16
Printed materials, namely, written articles in the field of
insurance coverage
35
Insurance claims auditing services; medical claims
management services, namely, receiving, data entering, and
re-pricing of transactions that are originated by
physicians, hospitals, and ancillary medical care providers;
business advisory services in the fields of international
human resources and employee benefits; human resources
management services; providing on-line business information
regarding human resources management; customized business
consultation regarding selection of workers compensation
specialty provider networks and workers compensation
specialty provider claims administration to employers in
accordance with state worker's compensation laws and
administrative rules for the treatment, diagnostic testing
and specialist care of workers; business research, namely,
providing data analysis of workers compensation medical
providers and treatment plans; prepare business for others
relating to workers compensation insurance claims from
information obtained over a global communications network;
business risk management consultation regarding business
risk assessment evaluation, conducting business hazard
surveys, business data analysis of insurance losses,
business auditing and insurance claims auditing services for
compliance with federal and state occupational safety and
health administration regulations, property and liability
business risk and cost assessment services; disaster
recovery services, namely, business continuity consulting
and planning; business investigations; crisis management in
the nature of business risk management services; business
and human reputation investigations and business and human
reputation restoration in the nature of business risk
management services and business risk consulting services;
business risk management consultation services relating to
cyber security and non-cyber security breaches and oversight
of alternative business risk management strategies;
financial record keeping for insurance risk management and
regulatory compliance purposes related to evaluating and
administering costs of crisis management, security breaches,
institutional response costs, and targeted communications
costs (terms considered too vague by the International
Bureau - rule 13 (2) (b) of the Common Regulations);
business risk assessment services, namely, ergonomic risk
evaluations relating to commercial matters and ergonomic
risk statistical evaluations of insurance claims performance
measures for others; business evaluation of worker safety
programs and developing business risk management programs
for others; preparing business reports for others relating
to insurance claims; business consultation services, namely,
financial accounting for regulatory compliance by management
officers; business risk management consultation, namely,
critical incident and loss prevention, international risk
management, and risk management consulting; managed care
services, namely, health care cost containment, health care
utilization review and pre-certification services, health
care cost review, computerized database management and
electronic processing of health care information; business
consulting services, namely, assisting evangelical
organizations in the creation and oversight of alternative
business risk strategies and conducting business audits for
evangelical organizations with respect to their insurance
alternative risk management vehicles; business
administration of programs for corporate clients intended to
lower health care costs and increase business productivity
through employee health, wellness, and nutritional changes;
healthcare analytics, namely, collection and analysis of
quality metric data for a network of healthcare providers
and employee health professionals for business purposes;
providing an insurance exchange in the nature of a
marketplace that offers purchasers of insurance and other
benefits products a variety of plans and products from
multiple providers; operating an online marketplace for
sellers and buyers of insurance products and services;
promoting the services of others by means of an online
exchange featuring insurance plans, products and services;
charitable services featuring the collection and charitable
distribution of stuffed bears (terms considered too vague by
the International Bureau - rule 13 (2) (b) of the Common
Regulations); charitable services, namely, organizing and
conducting volunteer programs and community service
projects; insurance claims administration and processing;
insurance claims administration; administering
self-insurance programs for others; insurance administration
services in the field of health insurance, general
liability, accident insurance, dental insurance, vision
insurance, life insurance, long term disability insurance,
long term care insurance, critical illness insurance,
insurance annuities, terrorism insurance, workers
compensation insurance, real and personal property
insurance, automobile insurance, professional liability and
medical malpractice insurance appraisals of alternative risk
and captives insurance pools, property, casualty, cyber
liability, fine arts, management liability, terrorism,
environmental liability, and trade credit and political
risk
36
Appraisals for insurance claims of real estate; providing a
website featuring information in the field of management of
employee insurance benefits (terms considered too vague by
the International Bureau - rule 13 (2) (b) of the Common
Regulations); worker's compensation assessment evaluation,
namely, claims administration in the field of workers'
compensation (terms considered too vague by the
International Bureau - rule 13 (2) (b) of the Common
Regulations); insurance brokerage, and administration of
self-insurance programs for others, namely, alternative
financial risk transfer and captive management insurance and
reinsurance, and property, casualty professional lines and
workers' compensation insurance (terms considered too vague
by the International Bureau - rule 13 (2) (b) of the Common
Regulations); insurance brokerage, namely, arrangements for
fronting and reinsurance placement; insurance consulting;
insurance services, namely, managing and processing claims
for workman's compensation and OSHA injuries and liability
insurance claims; appraisal of various types of insurance
risks, namely, health insurance, general liability, accident
insurance, dental insurance, vision insurance, life
insurance, long term disability insurance, long term care
insurance, critical illness insurance, insurance annuities,
terrorism insurance, workers compensation insurance, real
and personal property insurance, automobile insurance,
professional liability and medical malpractice insurance
appraisals of alternative risk and captives insurance pools,
property, casualty, cyber liability, fine arts, management
liability, terrorism, environmental liability, and trade
credit and political risk; insurance agency services,
insurance brokerage services and insurance administration
services, namely, providing wrap-up or owner-controlled
insurance programs for the construction industry via online
computer software (terms considered too vague by the
International Bureau - rule 13 (2) (b) of the Common
Regulations); financial planning consultation; insurance
brokerage services, insurance agency services, and
investment advisory services; investment brokerage; employee
benefit advisory services for benefit plans concerning
insurance and finance; consulting services in the field of
employee financial benefit plans concerning insurance and
finance; employee benefits insurance brokerage in the field
of life, health and accident insurance; employee benefits
consulting services, namely, management of employee
financial benefits programs and insurance coverage;
providing information in the field of employee insurance
benefit plans via a website for the purpose of managing
employee insurance benefit plans; medical insurance
brokerage services for international travelers, namely,
underwriting medical insurance; international financial risk
management; management of international employee benefits
insurance programs and insurance coverage actuarial
services; providing insurance brokerage services in the
field of business crisis management and related costs,
namely, provision of insurance to restore the reputation of
persons and businesses; providing insurance actuarial
services for costs of restoring business reputation;
insurance brokerage services, namely, providing insurance
for the cost of managing business reputation damaged by
cyber security and non-cyber security breaches, remediation
response costs and targeted communications response costs;
management of international employee benefits insurance
programs and insurance coverage; reporting service in the
nature of providing information in the field of
international pensions and other employee financial benefit
plans; providing financial research services in the field of
international pensions and other employee benefits;
insurance underwriting for aviation, inland marine,
automobile and ocean cargo insurance programs; claims
adjustment in the field of insurance using insurance
adjuster analytics; charitable fundraising services, by
means of organizing and conducting fundraising events;
insurance administration for travelers, namely, provision of
insurance for medical expenses, emergency evacuation and
repatriation, pre-departure trip cancellation,
post-departure trip interruption, travel delay, loss, delay
or damage to baggage and personal effects and accidental
death and dismemberment while on trip; prepare financial
reports for others relating to workers compensation
insurance claims from information obtained over a global
communications network; preparing financial reports for
others relating to insurance claims
41
Providing non-downloadable on-line electronic newsletters in
the field of insurance; publication of books, magazines and
reference texts; educational services, namely, organization
of conferences and seminars in the field of health
insurance, general liability, accident insurance, dental
insurance, vision insurance, life insurance, long term
disability insurance, long term care insurance, critical
illness insurance, insurance annuities, terrorism insurance,
workers compensation insurance, real and personal property
insurance, automobile insurance, professional liability and
medical malpractice insurance appraisals of alternative risk
and captives insurance pools, property, casualty, cyber
liability, fine arts, management liability, terrorism,
environmental liability, and trade credit and political
risk; electronic publication of reference materials, namely,
publishing of e.g., electronic magazines, newsletters, white
papers, and brochures in the field of international pensions
and other employee benefits; organizing and providing
educational conferences and seminars in the field of
international pensions and other employee benefits,
insurance risk management for evangelical organizations;
educational services, namely, providing non-downloadable
webinars in the field of insurance risk management and
insurance coverage for evangelical organizations;
educational services, namely, providing online,
customizable, training programs that teach best practices
for reducing the risk of employee injury and illness caused
by accidents, natural hazards, mechanical hazards, hazardous
substances, and personal interactions; providing online
guidelines in the field of risk management for human
resources departments
42
Safety engineering; occupational safety health act
compliance inspection, namely, inspection of escape
structure, disability accommodation structures, and building
safety structures; building inspection services; providing
temporary use of on-line non-downloadable computer software
for processing, filing and managing insurance claims
information data analytics relating to insurance; providing
a website featuring computer applications and non-
downloadable software and information storage and retrieval
services for managing insurance claims information in the
fields of business and financial insurance risk management
(terms considered too vague by the International Bureau -
rule 13 (2) (b) of the Common Regulations); providing
temporary use of on-line non-downloadable computer software
for decision intervention and analytics for processing,
filing and managing insurance claims; design and provision
of computer applications and online non-downloadable
computer software for information storage and retrieval
services in the field of insurance risk management; design
and provide a website featuring online non-downloadable
software for the administration of insurance claims (terms
considered too vague by the International Bureau - rule 13
(2) (b) of the Common Regulations)
44
Health care services, namely, wellness programs; providing
wellness services, namely, personal assessments,
personalized routines, maintenance schedules, and
counseling, all related to health and wellness; providing
assistance, fitness evaluation and consultation to corporate
clients to help their employees make health, wellness and
nutritional changes in their daily living to improve health;
consultation services in the field of wellness programs;
providing on-line information in the fields of all of the
foregoing services
45
Consultancy on regulations on safety at work; patient
advocacy services, namely, advocating in the field of long
term care and health insurance for employees of third
parties in the process of obtaining health care in medical
facilities; providing patient advocate services to hospital
patients and patients in long-term care facilities in the
field of health management; occupational safety and health
compliance inspection, namely, inspection of factories for
safety purposes; providing on-line information in the fields
of all of the foregoing services
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