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FINANCIAL SERVICES; NAMELY A PROGRAM WHICH ENABLES A USER TO ELECTRONICALLY SUBMIT AN APPLICATION VIA A GLOBAL COMPUTER NETWORK TO CALCULATE MONTHLY PAYMENTS, AUTOMATICALLY CALCULATE FINANCIAL RELATED QUOTES AND MONTHLY PAYMENTS, IN THE FIELDS OF MORTGAGE SERVICES, CREDIT COUNSELING, HOME EQUITY LOANS, HOME EQUITY LINES OF CREDIT, DEBT MANAGEMENT, DEBT COLLECTION, AUTOMOBILE LOANS, AUTOMOBILE REFINANCING, HOME EQUITY LOAN AMORTIZATION, MORTGAGE AMORTIZATION, INTEREST PAYMENTS, DEBT CONSOLIDATION, FINANCIAL PLANNING, INSURANCE SERVICES, CUSTOMER SUPPORT SERVICES AND TRANSACTION MANAGEMENT VIA A GLOBAL COMPUTER NETWORK; COMPUTER SOFTWARE AND ACCOMPANYING INSTRUCTIONAL MANUAL WHICH ENABLES A USER TO ELECTRONICALLY SUBMIT VIA A GLOBAL COMPUTER NETWORK AN APPLICATION TO CALCULATE MONTHLY PAYMENTS
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