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Software; Software for mobile banking; Software for online banking; Software for transaction management; Software for verifying transactions; Software for credit card transaction management; Software for bill tracking and management; Software for bill payments; Software for expense tracking and management; Software for expense planning and forecasting; Software for accounting and bookkeeping; Software for setting monetary and other card level limits for card holders; Software for automatic receipt-transaction matching, categorization, and integrating with third party accounting software; Software for electronic payments; Software for electronic fund transfers; Software for providing banking and financial alerts; Software for use as an electronic wallet; Software for use in electronic storage of data; Software that enables users to capture, upload, download, store, organize, retrieve, and view information and data; Software for facilitating electronic charge card transactions; Software for electronic business transactions; Software, namely, an electronic financial platform; Software, namely, an electronic savings platform; Software, namely, an electronic spend management platform; Software for optical character recognition (OCR); Mobile application software; Mobile application software for mobile banking; Mobile application software for online banking; Mobile application software for transaction management; Mobile application software for verifying transactions; Mobile application software for credit card transaction management; Mobile application software for bill tracking and management; Mobile application software for bill payments; Mobile application software for expense tracking and management; Mobile application software for expense planning and forecasting; Mobile application software for accounting and bookkeeping; Mobile application software for automatic receipt-transaction matching, categorization, and integrating with third party accounting software; Mobile application software for electronic payments; Mobile application software for electronic fund transfers; Mobile application software for providing banking and financial alerts; Mobile application software for use as an electronic wallet; Mobile application software for use in electronic storage of data; Mobile application software that enables users to capture, upload, download, store, organize, retrieve, and view information and data; Mobile application software for facilitating electronic charge card transactions; Mobile application software for electronic business transactions; Mobile application software featuring an electronic financial platform; Mobile application software for optical character recognition (OCR); Computer software platforms; Magnetically encoded credit cards; Magnetically encoded charge cards; Magnetically encoded charge cards containing programming used to process payments; Charge cards encoded with security features for authentication purposes