09
Encoded service cards; credit cards; magnetic or encoded
bank cards; prepaid encoded cards and encoded electronic
cash cards; computer software for processing electronic
payments and transferring funds to and from third parties;
computer software; downloadable computer software for use as
an electronic purse
35
Administrative services for banks and financial service
providers; computer-aided database management; management
consulting; sales account management
36
Financial services and money transactions; financial
analysis and advice; issuance of money cards; issuance of
debit cards; issuance of virtual debit cards; services
relating to bank cards, credit cards, debit cards and
electronic payment cards; banking and financial services
used via mobile telecommunications equipment [including
payments]; banking services for the creation of accounts for
virtual and physical cards; card-to-card electronic
transfers; card-to-card electronic payment services for
top-up; card-to-card electronic funds transfer; mobile
banking; processing of payments by bank, debit and credit
cards; issuance of bank, debit and credit cards; electronic
payment services and electronic payment processing;
processing of payments and payment cards; payment
processing; execution of online financial transactions by
transferring payment flows on the Internet; creation of
virtual and physical card accounts; issuance of plastic
cards linked to monetary values in a bank account or to
other forms of accounts, or on which monetary values can be
stored electronically, including magnetically; e-wallet
payment services; execution of money transfers using
electronic cards; banking services for the creation of
e-money accounts; financial advisory services to companies
42
Provision of non-downloadable online software for corporate
expense management; provision of non-downloadable online
software for electronic payment processing for temporary
use; electronic data storage; design and development of
computer hardware and software, in particular software
development of programs for processing accounting systems
and payment flows on the Internet; technical development,
programming, software development, and software maintenance
for the development, implementation, operation, and
enhancement of payment and micro-accounting systems to
enable the provision and use of services on the Internet
[and via mobile and fixed-line telephones]; data processing
program writing; online provision of technical information
related to computer hardware or software from a worldwide
computer network or from the Internet; payment website
design, creation, and hosting; card design
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