35
Evaluation and consulting services relating to commercial
matters to assess business efficiencies, telephone and
internet e-commerce, card-not-present processing services,
refunds, credit card chargebacks and fraud prevention
36
Business-to-business transactional credit card e-commerce
transaction processing and card-not-present processing
services; electronic commerce payment services, namely,
establishing funded accounts used to purchase goods and
services on the Internet; electronic payment services,
namely, electronic processing and transmission of bill
payment data and electronic processing and transmission of
credit information; electronic processing of travel
protection claims and payment data; payment processing
services, namely, credit and debit card transaction
processing services; electronic processing of credit card
transactions and electronic payments via a global computer
network; providing electronic processing of electronic funds
transfer, automated clearing house (ACH), credit card, debit
card, electronic check and electronic payments; payment and
funds verification services; financial risk management;
financial risk management consultation; credit risk
management; credit card chargeback reduction, response, and
recovery services; financial risk management services for
the detection and prevention of fraud
38
Providing electronic transmission of credit card transaction
data and electronic payment data via a global computer
network
42
Software as a service (SaaS) featuring software to process
refunds, process, reduce and respond to chargebacks, and aid
the resolution of billing inquiries and disputes; electronic
monitoring of credit card, debit card, and prepaid card
activity to detect fraud; computerized security services,
namely, electronically monitoring, detecting and reporting
on consumer data to detect suspicious and abnormal patterns
regarding point of sale activity indicating theft, fraud, or
other criminal activity related to such consumer data;
business-to-business platform as a service (PaaS) featuring
computer software platforms that accommodate multiple types
of interaction services including payment and debt
transactions, registration, login, loyalty, couponing, KYC
(know your customer), AML (anti money laundering), identity
management and other consumer behavior online; rental of
decentralized cloud storage facility for networked data
centers of others; providing temporary use of online
non-downloadable chatbot software for simulating
conversations pertaining to travel and travel-related
transactions
45
Fraud detection services in the field of card present and
card not present transactions; fraud detection services in
the field of credit cards, debit cards, and payment cards
for financial transactions; fraud detection services in the
field of credit cards, banking and retail/financial
transactions; providing fraud detection services for
electronic funds transfer, credit and debit card and
electronic check transactions via a global computer network;
fraud and identity theft protection services
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