09
Magnetic data carriers; encoded cards, credit, cash, prepaid
and e-money cards; computer software for processing
electronic payments and transferring funds to and from
others; authentication software
35
Economic and organisational business consulting and business
project management for the implementation, operation and
further development and marketing of micro-accounting
systems and e-money solutions to enable the provisioning and
use of services on the Internet (as well as via mobile and
fixed network telephones); cross-marketing of related
products; business investigations; business analysis,
research and information services, in particular tracking,
analyzing, forecasting and reporting e-money cardholder
purchase behaviour; promoting the sale of the goods and
services of others by means of rewards and incentives
generated in connection with the use of electronic money
payment cards; administration of loyalty and rewards
programs; marketing studies; retail services provided
on-line and via telephone (including mobile) networks or
other electronic means using electronically digitised
information connected with the provision of e-money payment
cards; e-commerce provider services in relation to order
placement, administrative processing of order delivery and
invoice management for e-money payment systems; financial
records management; maintenance of financial records;
administration and marketing services provided via platforms
for banking or financial Internet services
36
Insurance; financial affairs; monetary affairs; real estate
affairs; financial services, in particular electronic money
services, especially with prepaid e-money card services
including issuing of (prepaid) virtual and physical credit
and debit payroll, gift, corporate expense, general spend,
money transfer, travel-forex, stored value, payroll,
affiliate commission and instant issue cards; virtual and
physical card account creation; loading and card-to-card
transfers; electronic wallet creation and management;
localised card funding or loading options; card to card
transfer and mobile banking and payments as well as real
time transaction authorisation, processing and
reconciliation and automated card and pin issuing and
distribution; financial and insurance services in relation
to fraud protection and prevention; online payment and
electronic money services; offering e-money accounts and
e-money wallets as well as automated voucher systems;
financial and monetary affairs, in particular electronic
commerce payment services in relation to order-entry,
shipping and billing for electronic ordering systems;
financial transactions on the Internet; financial services
within the operation of micro-accounting systems for the
provisioning and use of services on the Internet (as well as
via mobile and fixed-network telephones); financial
information services; financial services in relation to
payment switch and payment gateway, settlement and
reconciliation for payments and transactions; electronic
processing of payment; electronic value exchange services;
secure electronic cash transactions and electronic cash
transmissions, over public computer networks to facilitate
electronic commerce; electronic funds transfer; electronic
funds transfer and currency exchange services; financial
assessment and risk management services for others in the
field of e-money and consumer credit and debit transactions;
the provision of financial services for the support of
retail services provided through mobile telecommunications
means, namely, payment services through wireless devices;
the provision of financial services for the support of
retail services provided on-line, through electronic
networks; financial analysis and consultation; processing of
financial transactions both on-line via a computer database
or via telecommunications and at point of sale; transaction
authentication and verification services for payer;
verification of financial information; remote payment
services; stored value e-money wallet services, e-wallet
account services, namely the provision of online electronic
money accounts and services for consumers and online
merchants whereby consumers fund their e-wallet accounts and
consumers and online merchants (businesses) send and receive
payments and remittances over an online network; e-money
account processing, namely providing the consumers of
merchants (businesses) who pay for goods using credit cards,
debit cards or other prepaid payment cards with an e-wallet
account for use in making secure payments to that business
for future businesses; payment processing services or
payment service provider services to on-line and other
merchants; business consulting in financial matters; banking
and finance services used via mobile telecommunication
facilities (also payments and mobile authentication)
38
Value-added telecommunications services included in this
class, in relation to providing mobile money through mobile
devices; network-based value-added telecommunications
services included in this class
42
Scientific and technological services; design and
development of computer hardware and software, especially
software development of programmes for the handling of
accounting systems and payment flows on the Internet;
technical development, programming, software development and
software maintenance for the development, implementation,
operation and further development of payment and
micro-accounting systems to enable the provisioning and use
of services on the Internet (as well as via mobile and
fixed-network phones); technical consultation services in
the fields of computer programming, financial computer
networks, data processing, secure communications, support
and consultation services for managing computer systems,
databases and applications; graphic design for the
compilation of web pages on the Internet; the designing,
creation and hosting of payment websites; verifications and
information, in particular identity, address, e-mail and
telephone number verification; automated KYC/ID verification
system for e-money
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