09
Computer hardware and software for facilitating and
administering payments, banking, credit card transactions,
debit card transactions, payment card transactions,
automatic teller machines, stored value, electronic funds
transfer, electronic payments, electronic processing and
transmission of bill payment data, cash payments,
authentication, routing, authorisation and execution;
computer software for transaction settlement, fraud
detection and control, disaster recovery and encryption
services; scientific apparatus and instruments; magnetic
data carriers, recording discs; coin-operated mechanisms;
cash registers; data processing equipment; computers,
computer hardware, computer software and computer programs;
telecommunication and electrical apparatus and instruments,
namely, apparatus for the registration, transmission and
reproduction of data including sound and images; accounting
machines; apparatus for the registration, transmission,
reproduction of data including sound and images; magnetic
data media; apparatus for tracking, management and analysis
of financial accounts via a global computer network;
computer hardware and software, in particular for the
development, maintenance and use of local and wide area
computer networks; systems for reading memory cards and
systems for reading data in memories including integrated
circuit memories and banking card memories; electronic
publications, downloadable; printing apparatus including
printing apparatus for data processing systems and financial
transaction systems; automated teller machines for banking
establishments; encoders and decoders; modems; computer
hardware, and software for facilitating payment transactions
by electronic means; computer hardware and encryption
software, encryption keys, digital certificates, digital
signatures, software for secure data storage and retrieval
and transmission of confidential customer information used
by individuals, banking and financial institutions; magnetic
encoded cards and cards containing an integrated circuit
chip ("smart cards"); security encoded cards; cards encoded
with security features for authentication purposes; cards
encoded with security features for identification purposes;
hologram impregnated cards; charge cards, bank cards; credit
cards, debit cards, chip cards, stored value cards,
electronic cards for carrying data and payment cards, all
encoded; encoded cards; bank cards, including printed bank
cards and bank cards with magnetic memories and integrated
circuit memories; card reading equipment; magnetic coded
card readers, electronic data carrier cards, magnetic coded
card readers, electronic data carrier card readers,
electronic encryption units, computer hardware, computer
terminals, computer software for use in the financial
services, banking and telecommunications industries;
computer software designed to enable smart cards to interact
with terminals and readers; computer chips embedded in
telephones and other communication devices;
telecommunications equipment; point of sale transaction
terminals and computer software for transmitting, displaying
and storing transaction, identification, and financial
information for use in the financial services, banking and
telecommunications industries; radio frequency
identification devices (transponders); electronic apparatus
for checking the authenticity of charge cards, bank cards,
credit cards, debit cards and payment cards; automated
teller machines [atm]; computer peripheral devices and
electronic goods, namely calculating machines, pocket
planners, personal digital assistants (pdas) and alarms;
parts and fittings for all the aforesaid goods
16
Printed matter, forms, publications, periodicals and cards,
namely not magnetically encoded, namely credit cards,
guarantee cards and automatic money withdrawal cards,
printed matter, brochures, communications (information)
35
Advisory services for business management; business
services; marketing consulting; market research; tracking,
analysing, forecasting and reporting cardholder purchase
behaviour; promoting the sale of the goods and services of
others by means of rewards and incentives generated in
connection with the use of credit, debit and payment cards;
administration of loyalty and rewards programmes;
advertising; business administration; office functions;
commercial, industrial and business management assistance;
business appraisal; advisory services for business
management; marketing studies; business statistical
information; drawing up statements of account; accounting;
business research; public relations services; publication of
publicity texts; issuing of publicity leaflets; computerized
file management; information, advisory, and consultancy
services in relation to all aforementioned services
36
Finance services; electronic payment services; financial
services, namely banking, card services, debit card
services, prepaid card services provided via stored value
cards, credit and debit card electronic transactions and
payment services; debt collection; financial services,
namely cash payment, cheque verification, cheque payment,
automatic teller machine and deposit access services,
transaction authorisation and payment services, transaction
reconciliation, cash management, liquidation of consolidated
funds; financial services, namely consolidated dispute
processing, data repository and client profile information
services, and related switching, gateway,
settlement/reconciliation, and funds movement services in
the field of payment cards, electronic payment processing
services; financial services, namely payment transaction
authentication and verification services, value exchange
services, namely, secure electronic cash transactions and
electronic cash transmissions, over public computer networks
to facilitate electronic commerce; financial services,
namely electronic funds transfer, provision of financial
information, namely data and reports in relation to credit
and debit cards, financial records management, electronic
funds transfer and currency exchange services, financial
evaluation and risk management services, for others, in the
field of consumer credit; financial information rendered by
computer by means of a secure information computer network
and advisory services regarding all of the foregoing
services; the provision of financial services for the
support of retail services provided through mobile
telecommunications means, namely, payment services through
wireless devices; the provision of financial services for
the support of retail services provided on-line, through
electronic networks; financial analysis, financing services;
insurance underwriting; financial affairs; monetary affairs;
banking and credit services; providing credit card services;
debit cards, charge and stored value cards services;
banking, payment, credit, debit, charge, cash disbursement,
stored value deposit access services; bill payment services;
credit card, debit card, charge card, pre-paid card and
stored value card services; cheque verification and check
cashing services; automated telling machine services;
processing of financial transactions both online via a
computer database or via telecommunications and at point of
sale; processing services for financial transactions by card
holders via automatic teller machines; the provision of
balance details, deposits and withdrawals of money to card
holders via automatic teller machines; financial settlement
and financial authorisation services in connection with the
processing of financial payment transactions; travel
insurance; issuing and redemption of travellers cheques and
travel vouchers; financial authentication services; payer
authentication services; verification of financial
information; maintenance of financial records; electronic
funds transfer and currency exchange services; remote
payment services; stored value electronic purse services,
providing electronic funds and currency transfer services,
electronic payments services, prepaid telephone calling card
services, cash disbursement services, and transaction
authorization and settlement services; provision of debit
and credit services by means of radio frequency
identification devices (transponders); provision of debit
and credit services by means of communication and
telecommunication devices; check [cheque] verification;
issuing and redemption of travellers cheques and travel
vouchers; the provision of financial services for the
support of retail services provided through mobile
telecommunications means, including payment services through
wireless devices; processing of credit and debit
transactions by telephone and telecommunication link; the
provision of financial services for the support of retail
services provided on-line, through networks or other
electronic means using electronically digitalised
information; value exchange services, namely, the secure
exchange of value, including electronic cash, over computer
networks accessible by means of smartcards; bill payment
services provided through a website; online banking;
financial services provided over the telephone and by means
of a global computer network or the internet; provision of
financial services by means of a global computer network or
the internet; real estate services; real estate property
services; real estate valuations; management services for
real estate investment; real estate investment; real estate
insurance services; property insurance underwriting;
insurance services relating to property; real estate
financing; real estate brokerage; real-estate valuations;
real estate agency; apartment house management;
administration of financial affairs relating to real estate;
provision of real estate loans; financing services relating
to real estate development; financial brokerage services for
real estate; financial services relating to real estate
property and buildings; financial services for the purchase
of real estate; arranging of loan agreements secured on real
estate; arranging of shared ownership of real estate;
arranging the provision of finance for real estate purchase;
assisting in the acquisition of and interests in real
estate; capital investment in real estate; commercial
property investment services; financial services relating to
the acquisition of property; financial services relating to
the sale of property; financial valuation of freehold
property; financial valuation of leasehold property;
arranging letting of real estate; leasing of freehold
property; real estate management relating to property
portfolio management; management of property; advisory
services relating to real estate ownership; advisory
services relating to real estate valuations; corporate real
estate advisory services; computerised information services
relating to real estate; real estate consultancy; provision
of information relating to real estate property; provision
of information relating to the property market; research
services relating to real estate acquisition; research in
connection with the selection of real estate; mortgage
financing and asset securitization; consulting services
regarding payment solutions, banking, credit card, debit
card, payment card and automatic teller machine services;
providing or presentation of information in the field of
financial services, via a computer database or the internet;
information, advisory and consultancy services relating to
all of the aforesaid; insurance
38
Telecommunication services; internet based telecommunication
services; data communication services; electrical data
transmission over a global remote data processing network,
including the internet; services for the transmission of
information from a computer-stored data bank or via the
internet in the field of financial services; transmission of
data through the use of electronic image processing by
telephone link; electronic mail, message sending and
receiving services; broadcasting services; providing
multi-user access to a secure computerised information
network for the transfer and dissemination of a range of
information in the field of financial services; leasing of
access time to a computer database; broadcasting of
financial information via the internet and other computer
networks; dissemination of financial information via a
global computer network; dissemination of information over a
global computer network in the fields of computer software,
computer hardware, financial computer networks and local
area networks; information, advice and consultancy services
relating to all of the aforementioned