09
Downloadable computer application software for managing bank
accounts; downloadable computer communications software to
allow customers to access bank account information, transact
bank business, process payments and create reports of
banking and payments activity; downloadable application
programming interface (api) software; all of the
aforementioned for use in connection with fiat currencies
and excluding software for use in connection with virtual
and non-fiat currencies
36
Banking services; online banking services; payment and funds
verification services; financial transaction services,
namely, providing secure commercial transactions and payment
options; electronic payment services; electronic cash
transactions; electronic foreign exchange payment
processing; cash and foreign exchange transactions;
financial clearing houses; automated clearing house (ach)
transaction processing services; clearing and financial
settlement transactions via a global computer network;
payment processing services, namely, credit card and debit
card transaction processing services; providing electronic
processing of electronic funds transfer, ACH, credit card,
debit card, electronic check and electronic payments;
financial affairs and monetary affairs, namely, financial
information management and analysis services; all of the
aforementioned for use in connection with fiat currencies
and excluding software for use in connection with virtual
and non-fiat currencies
42
Software-as-a-service (SaaS) for managing bank accounts;
software-as-a- service (SaaS) software to allow customers to
access bank account information, transact bank business,
process payments and create reports of banking and payments
activity; application service provider featuring application
programming interface (API) software; all of the
aforementioned for use in connection with fiat currencies
and excluding software for use in connection with virtual
and non-fiat currencies
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