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Insurance services, namely, travel insurance underwriting,
brokerage and agency services; financial services, namely,
providing a wide range of information and analysis to
financial institutions by electronic means in connection
with credit, debit, stored value and other payment cards,
specifically, cardholder spending, fraud, risk management,
terminated merchants, reporting of chargebacks, retrievals
and exceptions; providing financial services information via
a global computer network; banking and credit services;
services of credit, debit, purchasing, cash payment and
prepayment cards; financial services relating to payment of
bills; automated teller machine services; payment processing
of cardholder financial credit, debit, purchasing, stored
value and/or prepaid card transactions both online via a
computer database or through telecommunications and at
points of sale; services for payment processing services for
financial transactions carried out by cardholders through
automated teller machines; provision of financial account
details, namely, cash balances, deposits and withdrawals to
cardholders through automatic teller machines; financial
settlement and authorization services, namely, the settling
of international and commercial transactions through
obtaining the proceeds of a sale in cash in exchange for
formal debt instructions; financial account settlement
services, namely, the settling of international and
commercial transactions through obtaining the proceeds of a
sale in cash or in exchange for formal debt instructions;
electronic funds transfer and foreign exchange services in
the nature of foreign exchange transaction, providing for
the exchange of foreign currency, commodities, financial
derivatives, interest rate products, and equities via the
internet and intranet systems, electronic foreign exchange
payment processing; providing financial information over the
internet and other computer networks; financial services for
facilitating the use of electronic payments, namely,
electronic processing and transmission of electronic
wallets, transactions and data; foreign currency transfers;
electronic payment services, namely, electronic processing
and transmission of bill payment data; credit and debit
cardholder financial authorization and debt settlement
services; offer of electronic debit and credit transaction
services by means of radio frequency identification devices
and transponders; provision of electronic debit and credit
transaction services by means of communication and
telecommunications devices; cheque verification services;
issuance and redemption services, all in connection with
travellers' cheques and travel vouchers; provision of
financial support services, namely, payment services to
retail services provided online, via networks or other
electronic media using electronically digitized data;
services for exchanging securities, namely, conducting the
secure exchange of securities, namely, payment in electronic
cash via computer networks accessible by smart cards; online
banking services; investment services, namely, the services
of insurance and assurance agents, insurance and assurance
brokers, insurers, financiers, investment consultants and
agents, real estate, valuation, management and development,
estate agencies all in the nature of investment portfolio
management; all of the foregoing expressly excluding credit
card services in connection with the sale of jewelry
products
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