09
Downloadable computer software applications; software and
especially secure payment software for computer
communication networks such as the Internet; application
software for mobile phones, smartphones and digital tablets
for online secure payment processing and online check
remittance management; application development software;
software for processing electronic payments and transfers of
funds to and by others; software for retrieval of
information by telephone; software with multimedia and
interactive functions; software for operating system
programs, data synchronization programs and application
development tools (programs) for personal computers and
laptops; software for redirecting data to one or more
electronic portable devices from a database; mobile
telephones; portable digital electronic devices, namely,
personal digital assistants (PDAs), laptops, tablet
computers, smart phones and related software; computer
hardware and software for facilitating electronic payment
transactions over a wireless network, a global computer
network and/or mobile telecommunication devices; computer
hardware and software, in particular for local and
wide-range computer networks development, maintenance and
use; computer hardware and software that facilitate the
identification and authentication of near-field
communication devices and radio-frequency identification
devices; computer hardware and software for encryption,
keys for encryption, digital certification, digital
signatures, software for tamper-proof data storage, for
retrieval and transmission of confidential information to
customers used by individuals and financial and banking
institutions; software (recorded programs); downloadable
software; computer software and computer programs
(downloadable/recorded computer software); computer software
for use of financial services, banking and telecommunication
industries; software enabling connection to memory cards
using terminals and readers; software and hardware
(recorded/downloadable) to facilitate and administer
payment, transfer, credit cards, debit cards, payment cards,
automatic ticket machines (ATMs), deposits of valuables,
electronic fund transfer, electronic payments, electronic
processing and transmission of payment data, cash payments,
transaction authentication, routing, authorization and
payment, detection and control of fraud, disaster recovery
and encryption; application software for wireless devices;
fixed and portable computer and electronic apparatus and
instruments for payment and collection; electronic wallets;
apparatus for monitoring, managing and analyzing financial
accounts via a global computer network; integrated circuit
chips for mobile telephones and nfc and rfid devices;
computer chips embedded in telephones and other
communication devices; point-of-sale transaction terminals
and computer software for transmission, display and storage
of transactions, financial and authentication information
for use of financial services, banking and telecommunication
industries; computer terminals; radio frequency
identification devices (transponders); computer peripheral
devices and electronic products, including calculators,
pocket planners, mobile telephones, telephone handsets,
computer tablets, digital readers and PDAs and alarms;
electronic encryption units; magnetic recording media;
proximity payment devices; encoders and decoders;
downloadable electronic publications of downloadable data
files (literature, audio, video, audio-visual, multimedia
files); non-downloadable data files (written, audio, video,
audiovisual, multimedia); modems; printers, including
printers for information processing systems and for
financial transaction systems; computer hardware;
telecommunication equipment; recording discs, CDs, DVDs and
all other digital recording media; data processing
equipment
35
Assistance, research, compliance and advice on transfer
pricing; business services relating to the transfer of
funds; connecting individuals for the search for business
partners; administrative services relating to customs and
excises; creating indexes of information, sites, and other
resources available on global computer networks and other
electronic and communication networks for others; research
and compilation of information, sites, and other resources
available on global computer networks and other electronic
and communication networks for others; management of an
online searchable database of texts, data, images, audio,
video, and multimedia content; organization of business,
fiscal and transfer pricing information content provided
over a global computer network and other electronic and
communication networks; computerized services for the
storage and recovery of data; commercial business
management; commercial administration; services provided by
business consultants; commercial business analysis;
business research; business inquiries or information;
business assistance services to companies; commercial
business appraisal; customer account management;
accounting; computerized file management services; data
search in computer files; office functions; economic
information services for commercial purposes; provision of
commercial information via computer databases; data
systematization in computer databases; collection and
compilation of data concerning capital goods; organization,
conducting (hosting) and management of consumer loyalty
programs; commercial loyalty services for customers (for
third parties), namely, promotional and advertising
operations for developing customer loyalty; commercial
promotion at points of sale (within companies or online
through national and international communication networks
such as the Internet, Intranet and Extranet); sales
promotion for others; presentation of goods and services on
any communication media for retail sale; retail services
provided by mobile telecommunication related to the
provision of credit and debit cards; retail services
provided online via networks or other electronic means using
electronically digitized information related to the
provision of credit and debit cards; arranging
subscriptions to loyalty programs; loyalty card services
not associated with a payment, credit or debit function,
providing commercial or financial benefits; administrative
and commercial management services regarding customer
relations; market research and studies; opinion polls,
surveys and customer satisfaction surveys; analysis and
processing of data obtained during market studies and
consumer behavior studies; compilation of statistics;
newspaper subscription services (for others); organization
and conducting (hosting) of congresses, colloquiums,
seminars, conferences, exhibitions, shows, contests, sports
competitions for commercial or advertising purposes;
advertising; online advertising on a computer communication
network; distribution of prospectuses, of samples;
advertising, commercial canvassing for the dissemination of
securities; rental of advertising time, advertising space
and advertising material on all communication media;
publication of advertising texts; dissemination of
advertisements and advertising material; price comparison
services; tracking, analyzing, forecasting and reporting
the behavior of card holders; preparation of statements of
accounts; public relations; management of financial
records; information, advisory and consultancy services
regarding all the aforesaid services
36
Money transfer, currency exchange, buyback of gold; national
money transfer services; online verification and tracking
services for electronic commerce financial transactions
relating to securities and other financial instruments;
offer of fund and currency transfers; cash payment services
and transaction authorization and settlement services;
global financial market auditing services for others;
broadcasting of real time and historical financial news,
data and information for the purchase, sale, management,
monitoring, settlement, compensation, pricing, valuation and
tracking of global financial markets, currencies,
commodities, futures, derivatives, securities, shares,
stocks, options and bonds; travel insurance services;
insurance services; life insurance underwriting; insurance
consultancy; insurance information; financial affairs;
financial information; financial operations; banking
affairs; banking services; financial and banking
management; bank savings; monetary affairs; monetary
operations; real estate affairs; credit agency services;
credit consolidation services; debt collection agencies;
provident funds; home banking; payment card services;
debit card services; services provided by loyalty cards
associated with a payment, credit or debit function,
providing commercial or financial benefits; issuing of
travelers' checks or credit cards; real estate appraisals;
real estate management; financing services; surety
services; financial analysis; raising or investing capital;
financial consultancy; financial evaluation (insurance,
banking, real estate); fund investment; mutual funds; fund
payment; electronic transfer of funds; payment services,
particularly electronic payments; stock exchange
quotations; securities brokerage; deposits of valuables;
management of securities, namely research and prospecting of
financial markets and management of securities; insurance
brokerage; lease-purchase financing; foreign currency
exchange services; conducting of financial transactions;
installment loans; financial loans; lending against
security; check verification; financial sponsorship;
electronic purse services, in particular for the purchase of
products and services on any communication network;
electronic transaction settlement and authorization
services; transfer and reconciliation of financial
transactions via a global computer network; banking and
financial services via a global computer network; asset
management; estate management services; insurance and
reinsurance services in all fields; insurance and financial
services by telephone; all these services may be provided
via the Internet
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