09
Computer programs and software, both recorded on data
carriers or downloadable; risk management software
35
Management of files for others; update and management of
data in computer databases; statistical evaluations for
businesses and end consumers for billing purposes; billing
services in the field of distance selling and stationary
trading; business consultancy; accounting, debtor accounting
for others; the aforesaid services included in this class,
not in the field of pharmacy or biotechnology
36
Financial affairs; monetary affairs; clearing-houses
(clearing); issue of bank cards, credit cards, debit cards
and electronic payment cards; factoring; payment processing,
included in this class; negotiation of contracts with regard
to the acceptance of debit and credit cards for third
parties, particularly for traders and credit and debit card
companies; financial risk management, namely confirmation of
financial information in the context of execution and
processing of electronic payment transactions as well as in
the framework of payment verification; debtor management for
others, namely management and administration of client
accounts and electronic payment processing
38
Telecommunications; providing access to billing platforms on
the Internet; providing telecommunication connections to a
global computer network; providing access to e-commerce
platforms on the Internet; value-added telecommunication
services, included in this class; electronic mail; rental of
telecommunication apparatus; leasing of access time to
global computer networks
42
Design and development of computer hardware and software;
updating, design, implementation, rental and maintenance of
computer software; programming of telecommunication
solutions; computer software consulting; information
technology consulting
45
Granting of licenses for billing software