09
Scientific apparatus and instruments; magnetic data
carriers, recording discs; automatic vending machines and
mechanisms for coin-operated apparatus; cash registers; data
processing equipment; computers, computer hardware, computer
software and computer programs; accounting machines;
apparatus for recording, transmission or reproduction of
data, including sound or images; magnetic data carriers;
apparatus for monitoring, managing and analysing financial
accounts using a global computer network; computer hardware
and computer software, in particular for the development,
maintenance and use of local and wide-area computer
networks; systems for reading memory cards and systems for
reading data in memories, including IC memories and bank
card memories; electronic publications (downloadable);
printing apparatus, including printing apparatus for data
processing systems and financial transaction systems;
encoding and decoding apparatus; modems; computer hardware
and computer software for simplifying electronic payment
transactions; computer hardware and encryption software,
encoding keys, digital certificates, digital signatures,
software for secure data storage, secure data retrieval and
for the transmission of confidential customer information
for use by individuals, banks and financial institutions;
encoded magnetic cards and cards with integrated circuits
("chip cards"), debit cards, bank cards; debit cards, bank
cards, credit cards, chip cards, cards with stored credit,
cards with electronic data carriers and payment cards, all
encoded; bank cards, including printed bank cards and bank
cards with magnetic memories and IC memories; card readers;
readers for encoded magnetic cards, electronic data carriers
in the form of cards, magnetic card readers, readers for
electronic data carrier cards, electronic encryption units,
computer hardware, computer terminals, computer software for
use in financial services and banking and in the
telecommunications sector; computer software to enable
interaction between smart cards and terminals and readers;
computer chips embedded in telephones and other
communications equipment; telecommunications equipment;
point-of-sale terminals and computer software for the
transmission, display and storage of transaction,
identification and financial information for use in
financial services and banking and in the field of
telecommunications; radio frequency recognition apparatus
(transponders); electronic test apparatus for testing
whether debit cards, bank cards, credit cards and payment
cards are genuine; card apparatus for teaching purposes;
automatic cash dispensers; automatic vending machines;
computer peripheral devices and electronic goods, namely
calculating machines, pocket calendars, personal digital
assistants (PDAs), alarms and flashlights
35
Advertising; business management; business administration;
office functions
36
Insurance, financial affairs, monetary affairs; financial
services; banking and providing of loans; issuing of credit
cards, debit cards and cards with stored credit; services in
the fields of banking, payment transactions, loans, direct
debit, debit transactions, cash payments, access to stored
credit; payment of bills; services in connection with credit
cards, debit cards, pre-paid cards and stored credit cards;
checking and cashing of cheques; services relating to
automatic cash dispensers; processing of financial
transactions both online using a computer database or
telecommunications media and at point of sale; conducting of
financial transactions by card holders using automatic cash
dispensers; verification of financial information; data
encryption and decryption in the field of financial
information; maintenance of financial documents; electronic
capital transfer and currency exchange; transmission of
financial information via the Internet and other computer
networks; remote settlement of bills; issuing of electronic
purses, electronic capital and currency transfer, electronic
payment transactions, telephone card services, cash payments
and issuing of authorisation for transactions and clearing
of payments; debit card and credit card services via radio
frequency recognition apparatus (transponders); debit and
credit services using communications and telecommunications
apparatus; travel insurance; financial services to support
retail services, provided via mobile telecommunications
media, including payment transactions using wireless
apparatus; financial services to support retail services,
online, provided via networks or other electronic media and
using electronic digital information; services in connection
with the exchange of values, namely secure exchange of
values, including electronic payment transactions via
computer networks accessible using smart cards; payment of
bills via a website; online banking; financial services by
telephone and via a global computer network or the Internet;
financial services via a global computer network or the
Internet; processing of credit and debit transactions by
telephone or telecommunications connection
38
Telecommunication services; Internet-based
telecommunications; data communications; electric data
transmission using a global network for remote data
processing, including the Internet; services for the
transmission, providing or display of information from a
computer database or the Internet; transmission of data
using electronic image processing via telephone connections;
email services, transmission and receipt of messages; radio
and television services; enabling multi-user access to a
secure, computer-aided information network for the
transmission and dissemination of a range of information in
the field of financial services; leasing of access time to a
computer database
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