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Financial services, namely, providing financial analysis, financial consultation, financial planning, financial management, commercial and consumer lending; mortgage lending, loan financing, home equity line of credit (HELOC) financing, cash management, mortgage banking, and financial account services, namely, deposit services, payment services, withdrawal services, checking services, issuing certificates of deposit, money-market services, deposit account services, calculation and provisioning of interest and fee assessment; retail banking services, namely consumer and small business banking services; credit card services; debit card services; electronic payment, namely, electronic processing and transmission of bill payment data; automated teller machine services; investment services, namely, providing investment analysis, consultation, planning, management, advisory, brokerage, banking, financial portfolio management, certificates of deposit, and financial asset management; financial and investment consulting, management and advisory services, providing information on investment and securities performance; treasury management services, namely, funds transfer services, and cash management services; providing banking, financial, investment consultation and information via computer networks and telecommunication networks for the electronic transmission of audio and data; and providing interactive banking, financial, investment and insurance consultation and information via computer networks, internal computer information networks and telecommunication networks for the electronic transmission of audio and data
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