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The use of written planning strategies to optimize certain available resources for elderly individuals for the remaining years of their lives. Available resources include (1) government programs such as Medicare, Medicaid, veterans benefits, maintenance and renovation grants, local aging services and reverse mortgages. (2) Estate preservation strategies include using wills, powers of attorney, trusts, eldercare service arrangements, funeral plans and insurance. (3) Tax reduction strategies include long-term care tax credits, reduction in income tax for qualified long-term care services, reduction in estate tax, capital gains tax and inheritance taxes. (4) Eldercare support services include qualified long-term care management plans, family care support planning, implementing government aging services, long term care facilities placement services and family-provided personal service plans