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Transaction platform for administering and securing e-commerce and electronic payment transactions, comprised of computer hardware, computer software, computer programs, data processors, electronically encoded smart cards and electronic smart card readers, all for use in tracking and administering electronic payments and electronic financial transactions, authenticating users, authorizing payments, processing payment transactions and administering account data via the Internet and mobile databases for merchants, customers, payment service providers and cash transfer acquirers; profile management modules comprised of computer hardware, computer software, computer programs, data processors, electronically encoded smart cards and electronic smart card readers for use in registering merchants and customers online via websites or service centers, storing of payment options and preferences of users, and administration of smart cards for use as security tokens
42
Creation for others, maintenance and rental of programs for data processing; creation for others, maintenance and rental of programs for e-commerce and electronic payment transactions; design and development of data processing equipment and data banks; maintenance of data banks; rental of data processing equipment; creation for others of programs to function with personalization equipment for smart cards
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