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Financial services; money transfer services; transfer of funds; electronic money transfer services; electronic funds transfer services; electronic transfer of funds for others; account debiting services; pre-paid card services; debit and stored value card services; direct deposit of funds into customer bank accounts; services to facilitate the transfer of funds between bank accounts and credit accounts and/or e-money accounts; clearing and reconciling financial transactions; payment services; electronic payment services; on-line payment services; credit card processing and transmission of bills and payments thereof; bill payment services with guaranteed payment delivery; payment and receipt of money as agents; issue of tokens of value; issuing electronic money, credit cards and lines of credit; escrow services; auction payment services; on-line auction payment services; financial services, including, electronic credit and debit transaction processing, processing payments to third parties; providing financial fraud protection and prevention and dispute resolution services; enabling the transfer of funds to facilitate the purchase of products and services offered by others, all via electronic communication networks; clearing and reconciling financial transactions via electronic communication networks; processing of payments; foreign exchange; payment services including electronic receipt, batching, processing and transmission of payment data; payment services for use on a global computer network; advisory, consultancy and information services relating to all the aforesaid services
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