9
Computer software for financial transaction processing, facilities management, credit, smart, stored value and debit card processing, mutual fund processing, health care claims processing, telecommunication transactions processing, payment instrument processing and cable television billing processing; payment systems, debt collection management, and electronic commerce and information management hardware and software to allow consumers to pay for goods and services by credit, debit or smart card at the point of sale, over a global computer network, by cheque or by money wire; software for use in analyzing credit card expenditures and generating reports relating thereto; software for use in connection with fraud management in the fields of financial, debit, and credit card services; software for use in connection with issuing credit, debit, and other cards and digitally capturing photos and other images to be placed on the cards; computer program for separating a card issuer's portfolio of customers into classes of cardholders that share common behavioral characteristics; combination terminal, printer, and peripherals for use in the approval and processing of credit and debit card payments; image capture for use in the approval and processing of cheques, credit and debit card payments; computer software, hardware, terminals, printers, signature capture devices, cheque readers, PIN pads, chip card readers, and peripherals for use in connection with cheque, credit card, debit card, and chip card transactions, transaction authorizations and payment processing services
16
Quarterly newsletter dealing with credit card, financial acceptance and payment processing programs, services and products; user manuals to be used in association with computer hardware, computer software and specialist computer programs with particular reference to global financial and business transactions
35
Data processing services in the fields of facilities management, credit and debit cards, money orders and wire transfers, mutual funds, health care insurance claims, telephone orders and telephone contests and games for others and cable television; computerized order and data processing in the fields of business sales and inventory; providing data processing and customer service for financial institutions in the event of natural disasters, power outages, equipment failures and other business interruptions; advertising services, including, selective insertion of promotional and informational materials into mailings directed to credit card holders; and mail processing services for others; bookkeeping and data processing in the field of employee benefits and pension plans; information and workflow processing management services for the mutual fund industry; and advertising and marketing services in the mutual fund industry, including, direct mail, development and creation of brochures, sales support communications and other promotional materials, developing and implementing electronic commerce capabilities for clients via a global communications network and automated teller machines, in-bound and out-bound telemarketing and automated information services; providing information management services, including, storage and retrieval of information and data and preparing models and reports based on such information for use in management activities; credit and risk analysis and assessment services; marketing services for others, including database modeling, scoring and value added products for card issuers, deposit banks, and other direct marketers; data processing services in the field of cheque, credit card, debit card, and chip card transactions and payments; and applicant background screening services
36
Money transfer services; credit card cash advance services; electronic transaction processing services; fraud management services with respect to financial, credit and debit card services; issuing credit, debit and other cards and digitally capturing photos and other images to be placed on the cards; fraud detection services; cash management services; providing telephone access to database information and live operators in the field of banking and financial services; payment services, including, electronic processing of bill payment data; account receivable management services, including, pre-charge off collection services; account management, collection, remittance and retention services for credit and debit card issuers; wireless electronic processing of cheque, credit card, and chip card transactions; cheque, credit card, debit card and chip card authorizations; transaction capture, transaction settlement, chargeback handling, transaction reconciliation and transaction reporting; cheque, credit card, debit card and chip card payment; billing and payment services in the fields of facilities management, credit and debit cards, money orders and wire transfers, mutual funds, health care insurance claims, telephone orders and telephone contests and games for others and cable television; bill payment services, allowing customers to pay for goods and services by credit, debit or smart card at the point of sale, over a global computer network, by cheque or by money wire; fraud management services, including, contacting consumers to confirm receipt of credit cards; credit and risk management; automated credit card application fraud detection services; computer based online services which enable merchants to access and download cheque, credit card, debit card and chip card transaction information and payment related data from financial institutions
38
Electronic mail services; electronic receipt, recording, storage and transmission of messages, faxes, text, files, graphics, and data via computer networks and computer terminals; on-line data and visual conferencing services; and electronic storage and transmission of data and documents via telephones and computers
42
Computer services, including, providing interactive databases in the field of credit card issuance; providing access to a computer database containing a wide range of information relevant to credit card issuers; technical consultation and research in the field of customer credit card programs; credit card fraud prevention services; computer voice and audio programming services; computer disaster recovery planning for financial institutions in the event of natural disasters, power outages, equipment failures and other business interruptions; providing access to an interactive computer database containing information regarding credit and debit card holders, credit and debit card accounts, and credit and debit card transactions; providing access to a computer database related to cheque, credit card, debit card and chip card transactions and payments; website creation services for financial institutions, including transactional databases