09
Computer software for business process management, namely,
software for retrieving and analyzing lending information;
computer software for business process management, namely,
graphical user interface software that provides automated
and manual execution of processes based on rules in support
of the lending process; computer software for managing
information pertaining to business processes among
customers, data providers and business partners via computer
networks, in order to improve efficiency; computer software
for customer relationship management and contact management,
namely, business process management software for creating,
maintaining and linking databases of information relating to
customers, suppliers and other business contacts; business
process management software and optimizing and automation
software for the capture, indexing, storage, processing,
management and retrieval of documents in the lending
industry; computer software for use in calculating and
objectively analyzing credit and vendor data in the lending
industry for use by a business rules engine or decision
engine; computer software, namely, software for analyzing
business pricing data for the purpose of determining
optimized pricing scenarios for specific lending situations
based on a wide variety of data and statistical models;
computer software in the lending field, namely, software for
determining and securely sending information via a data
stream cross-sell offers of credit across multiple lines of
business through any available point of contact with a
customer or potential customer using a wide variety of data
sources and channels.
36
Credit inquiry; evaluation of credit bureau data; credit
risk management.
38
Providing a communications network for the lending industry,
namely, providing real-time access to third party data
sources and customer information systems; providing a
communications network for the lending industry, namely,
providing batch access to third party data sources and
customer information systems.
42
Application service provider (ASP) services, namely hosting
computer software for use as a decision engine in the field
of lending, namely, credit application processing, risk
analysis, data analysis, risk modeling and analytics, credit
score calculation and decisioning; application service
provider services, namely hosting computer software for use
as a decision engine in the field of lending, credit
application processing, risk analysis, data analysis, risk
modeling and analytics, credit score calculation and
decisioning; application service provider services, namely
hosting computer software for use in the real-time creation
of documents based on standard templates and dynamic content
from a variety of sources and channels; application service
provider services, namely hosting computer software for use
in the lending field, namely, software that allows real- or
near real-time modification of attributes used in business
rules; application service provider services, namely hosting
computer software for use in the lending field for the
purpose of generating dynamic reports and analytic
information from a variety of data sources and channels;
application service provider services, namely hosting
computer software in the lending field for use in evaluating
applications, acquiring third party data, performing risk
analysis, conducting identity verification, and conducting
fraud investigation, resulting in statistically valid,
real-time credit decisioning; application service provider
services, namely hosting computer software for use in the
lending field, namely, software for providing a single,
real-time credit prescreen based on third party vendor or
credit bureau data; application service provider services,
namely hosting computer software for use in the lending
field, for providing a graphical user interface for use in
the generation and design of web-based screens and the
underlying service to display those screens and provide user
interactions with those screens.
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