09
Downloadable software in the nature of a mobile application
for retirement plan participant access to financial records
related to employer-sponsored defined contribution plans and
defined benefit plans provided through government agencies
and employers; downloadable software in the nature of a
mobile application for retirement plan financial record
keeping for participants with regard to plans distributed to
institutions, government agencies, and employers;
downloadable software in the nature of a mobile application
for financial administration of employee pension plans and
retirement plans provided solely to institutions, government
agencies, and employers and their employee participants;
downloadable software in the nature of a mobile application
for providing database access to information in the field of
employer-sponsored defined contribution and defined benefit
plans; downloadable software for financial record keeping
and retirement fund management; computer software and
computer application software for use on desktop computers,
laptops computers, mobile phones, tablet computers, and
handheld computers, for use in the field of personal
finance, banking, investments and accounting; computer
software and computer application software for use on
desktop computers, laptops computers, mobile phones, tablet
computers, and handheld computers for use in retirement and
tax planning; computer software and computer application
software for use on desktop computers, laptops computers,
mobile phones, tablet computers, and handheld computers for
use in the field of financial services; computer software
and applications for trading securities; computer software
and computer application software for use on desktop
computers, laptops computers, mobile phones, tablet
computers, and handheld computers for use in financial
transaction processing and management; computer software and
computer application software for use on desktop computers,
laptops computers, mobile phones, tablet computers, and
handheld computers for managing financial records; computer
software and computer application software for use on
desktop computers, laptops computers, mobile phones, tablet
computers, and handheld computers for managing banking
transactions, checks, savings, payments, expenses and
billing; computer software and computer application software
for use on desktop computers, laptops computers, mobile
phones, tablet computers, and handheld computers used for
the electronic exchange and management of financial,
banking, investing, and personal net worth data; computer
software and computer application software for use on
desktop computers, laptops computers, mobile phones, tablet
computers, and handheld computers for maintaining, managing
and reporting financial information and investment
portfolios; computer software and computer application
software for use on desktop computers, laptops computers,
mobile phones, tablet computers, and handheld computers for
use by financial service providers to obtain investment
transaction and account information; computer software and
computer application software for use on desktop computers,
laptops computers, mobile phones, tablet computers, and
handheld computers for initiating, processing and tracking
financial transactions; computer software and computer
application software for use on desktop computers, laptops
computers, mobile phones, tablet computers, and handheld
computers for use by investment advisors to enter securities
trading orders, to receive confirmation of such orders, and
to obtain price information, balance information and other
data about funds and accounts; computer software and
computer application software for use on desktop computers,
laptops computers, mobile phones, tablet computers, and
handheld computers for use in obtaining access to a web site
which provides news, information and online financial
services; computer software and computer application
software for use on desktop computers, laptops computers,
mobile phones, tablet computers, and handheld computers for
use by individuals and financial investment advisors in
portfolio allocation, sector analysis, portfolio modeling
and portfolio rebalancing; computer software and computer
application software for use on desktop computers, laptops
computers, mobile phones, tablet computers, and handheld
computers for processing electronic payments and
transferring funds and financial assets to and from
financial institutions; authentication software and computer
application software for use on desktop computers, laptops
computers, mobile phones, tablet computers, and handheld
computers for controlling access to and communications with
computers and mobile devices; computer software and computer
application software for use on desktop computers, laptops
computers, mobile phones, tablet computers, and handheld
computers for use in online security and authentication,
including account and identity management, security
measures, and electronic safeguards protecting online
accounts; downloadable electronic newsletters, guides,
articles, papers, and blogs in the fields of finance,
investment, retirement, personal finance, financial
analysis, financial research, financial market news, global
financial trends, and investment opportunities
35
Financial record keeping for employer-sponsored defined
contribution plans and defined benefit plans solely for
institutions, government agencies, and employers; financial
record keeping for services provided solely to institutions,
government agencies, and employers for regulatory compliance
purposes; enrollment processing services for
employer-sponsored defined contribution and defined benefit
plans provided solely to institutions, government agencies,
and employers; financial record keeping services for
retirement and investment accounts provided solely to
institutions, government agencies, and employers; database
management; management of an online database where
individuals may store financial, retirement and investment
related data; financial and investments records management
services, namely, organizing and indexing electronic
databases of financial and investments records for others;
providing information consisting of business news,
information, opinion and advice via computer networks,
including global computer networks, mobile devices and
online services; providing economic information for business
purposes, namely, aggregated economic data from various
sources for purposes of researching and analyzing
investments of individuals, by electronic means; directing
orders for securities trades by means of computer software
and applications; providing online facilities featuring
transaction order entry, order directing and order
confirmation services to customers in the field of
investing; providing consumer news and information in the
field of educational products and services that help
individuals and businesses make and save money; providing
business information via a website; providing information
and news in the field of business; business advisory
services, consultancy and information; information services
relating to business matters; compiling financial,
securities, stock exchange, trade and quote, index value and
other financial market information for business purposes
36
Providing industry information relating to the personal
finance industry; referrals in the field of investment
advice and financial planning; financial record keeping
services provided solely to institutions, government
agencies, and employers; financial administration of
employee pension plans and retirement plans provided solely
to institutions, government agencies, and employers;
enrollment processing services for employer-sponsored
defined contribution and defined benefit plans provided
solely to institutions, government agencies, and employers;
investment of funds for others; investment and retirement
fund management; mutual fund investment services;
administration of health savings accounts; annuity
underwriting and investment management of and distribution
of annuities; underwriting and administration of individual
and group annuities; individual retirement account services;
providing web-based, automated and customized personal
financial management services, namely, customized management
of an individual's investment, banking and other personal
financial accounts, daily monitoring of transactions and
account balances, and budget and spending tracking and
reporting through a global computer network; financial
services, namely, enabling users to retrieve, aggregate, and
analyze account, transaction, and balance information from a
wide variety of sources, including banks and other financial
institutions, credit card and debit card issuers, consumer
and mortgage lenders, personal bills and expense accounts,
and other online financial transaction providers; financial
services, namely, bank account management services,
investment brokerage services, financial planning for
retirement, financial planning services, consumer lending,
mortgage lending, securities brokerage, credit reporting,
payroll tax debiting services, and bill payment services,
all via computer and communications networks; providing a
wide variety of banking services, namely, online savings and
checking accounts, atm and debit cards, and bank transaction
monitoring, payment services and providing financial
services, namely, processing account aggregation payments
and transactions via computer and communication networks;
provision of financial information; providing financial
management services via computer and communication networks;
providing electronic cash, credit card, and debit card
transaction services via computer and communication
networks; providing online banking service; providing bill
payment and processing services via computer and
communication networks; electronic processing and
transmission of bill payment data for others; investment
advisory services; financial planning services; mutual fund
investment services; retirement fund investment services;
retirement plan administration services; investment
management services; brokerage and distribution of mutual
funds, securities and annuities; wealth management services;
providing customized investment objectives, namely, managing
separately managed investment accounts and portfolios of
individual securities; customized collections of individual
securities including stocks, exchange traded funds and other
types of securities, namely, preparing investment strategies
and selecting comprehensive, dynamic investment portfolios
tailored specifically to fit an individual investor;
providing information pertaining to personal finance,
banking, investments and retirement planning, through
electronic means; providing information consisting of
financial news, information, opinion and advice via computer
and communication networks, including global computer
networks, mobile devices and online services
42
Monitoring of computer systems for security purposes,
namely, provide monitoring of bank, broker, credit card and
other financial accounts for security and identity threats;
providing an interactive website and online computer
database information in the field of employer-sponsored
defined contribution and defined benefit plans; providing a
website to track consumer financial accounts and balances,
track spending and personal budgets, manage investment and
retirement accounts, and consolidate online access to third
party financial and investment websites; providing temporary
use of online non-downloadable software and applications for
use in the field of personal finance, investments and
accounting; providing temporary use of online
non-downloadable software and applications for use in
accessing bank and deposit account, credit card account and
other financial account information; providing temporary use
of online non-downloadable software and applications for use
in budgeting, managing money, and recording and tracking
financial transactions; providing temporary use of online
non-downloadable software and applications for use in
configuring and receiving alert messages regarding account
balances and transactions; providing temporary use of online
non-downloadable software and applications for use in
banking, bill payment and electronic payment applications;
providing temporary use of online non-downloadable software
and applications for use in financial planning and
management, investments, and retirement planning and related
applications; providing temporary use of online
non-downloadable software and applications for use in tax
planning and tax-related applications; enabling computer
software and application hosting services, namely, hosting
software programs and applications for use in managing,
organizing, and sharing financial and investment data on a
global computer network; providing temporary use of
non-downloadable computer software and applications for
performing queries and transactions, and for storing,
modifying, transmitting and receiving information and data
in the fields of personal finance, accounting, banking, bill
payment, financial planning, retirement planning,
investments and tax planning, all via computer and
communication networks
45
Regulatory compliance consulting in the field of
employer-sponsored defined contribution plans, solely for
institutions, government agencies, and employers; providing
financial fraud and identity theft protection services
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