09
Downloadable computer software and mobile applications for
the provision of financial planning services, financial
management services, financial savings services, the
provision and procurement of loans, transaction services,
employee benefit schemes, payroll services, payroll saving
schemes and management of employee productivity;
downloadable computer software and mobile applications for
loan and credit, and lease-financing services for employees;
downloadable computer software and mobile applications for
allowing users to view, monitor and access accrued
remuneration; downloadable computer software and mobile
applications for enabling employees to access and transfer
earned income on demand; downloadable computer software and
mobile applications for managing and monitoring on demand
employee pay; cards (magnetic or encoded -); electronic chip
cards; banking cards [encoded or magnetic]; credit cards
35
Administrative assistance in payroll matters; payroll
advisory services; payroll preparation; payroll processing
services [for others]; data processing services in the field
of payroll; organisation, operation and supervision of
loyalty and incentive schemes; conducting employee incentive
award programs; business administration and business
management relating to employee benefit schemes, payroll
services, payroll saving schemes, management of employee
productivity, financial management advice for employees,
management of business and employee expenses
36
Financial services relating to the transfer of earned
employee income on demand; financial services relating to
monitoring and accessing accrued remuneration; financial
services relating to the provision and procurement of loans
for employees; financing services relating to lending
through withdrawal of salary in advance; electronic
processing of payments and execution of employee earned
income transfers (money transfer) via a global computer
network; financial savings services for employees; financial
planning services for employees; bank card, credit card,
debit card and electronic payment card services; issuance of
credit and debit cards
42
Providing temporary use of online non-downloadable software
for enabling employees to access, manage and transfer earned
income on demand; development of computer software solutions
for on demand employee pay; application service provider
featuring application programming interface (API) software
for providing on-demand employee pay solutions; providing
temporary use of computer software, computer programs and
applications for employee pay services, loan procurement and
saving services, employee benefit schemes, payroll services,
payroll saving schemes, management of employee productivity,
financial management advice for employees, management of
business and employee expenses
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