36
Credit risk management services; financial analysis and
consultation; providing information in the fields of credit
rating in the nature of modeling, scoring and analytics in
the field of financial health management; financial risk
management; providing information credit management;
financial and insurance risk analysis services, namely,
scorecard development, computation and management;
evaluating financial data for credit grantors, financial and
lending institutions, insurance companies, insurance
providers and insurance payers in the field of financial
health management; consultation services in the field of
financial information in the field of financial health
management; financial consulting services in the field
financial risk analysis for consumer credit lenders, namely,
product planning, account acquisition, management and
collections, and management information system and
organizational structure; information services in the field
of customer credit evaluation and customer collections;
providing financial information and financial advice via a
web site; providing personal financial information and
financial advice; providing financial information via a
website, namely, providing financial health services for
individuals, namely, credit health evaluation services;
financial services, namely, provision of financial
information, financial health and financial wellness tools
and resources
42
Software as a service (SAAS) featuring computer software for
data mining and data warehousing services, namely, using
proprietary software to evaluate, analyze and collect data
for use in modeling, scoring and analytics, marketing and
solicitation, account origination, account management and
customer management, risk management, credit risk
management, portfolio management, communications management
and data management in the field of financial health
management; providing temporary use of online
non-downloadable software for use in accessing and searching
databases in the fields of modeling, and analytics,
marketing and solicitation, account origination, account
management and customer management, risk management,
portfolio management, communications management and data
management in the field of financial health management;
providing temporary online use of non-downloadable software
for predictive modeling in the fields of customer marketing,
customer business strategy decisions, customer account
management and customer risk assessment in the field of
financial health management; providing temporary use of
online non-downloadable software for predictive modeling and
business rules management for use in business decision
automation and control systems in the field of financial
health management; business information searching and
retrieval in the field of modeling, scoring and analytics,
financial risk management, risk management, marketing and
solicitation, account origination, account management and
customer management, portfolio management, communications
management and data management for others in the field of
financial health management; providing temporary use of
online non-downloadable software that enables users to
access financial health and wellness tools and resources, to
evaluate, monitor, manage and customize financial goals,
financial data, financial products, and financial health and
wellness goals and outcomes in the field of financial risk
management
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