09
Computer software; software for managing and accessing
financial and banking accounts and carrying out financial
transactions; software for the electronic processing of
financial transactions, in particular for conducting
electronic transactions, managing financial data, accessing
bank account information and facilitating and enabling
credit card transactions; computer hardware and software
[recorded and/or downloadable] for use in facilitating and
managing payments, banking operations, credit cards, debit
cards, payment cards, automated teller machines [ATM],
stored values, electronic transfers of money, electronic
payments, electronic processing and transmission of bill
payment data, cash disbursement, transaction authentication,
routing, authorisation and billing services, fraud detection
and control, disaster recovery and encryption services;
computer hardware and software for use in facilitating
payment transactions by electronic means via wireless
networks, global computer networks and/or mobile
telecommunication devices; computer hardware and
cryptography software, encryption keys, digital
certificates, digital signatures, software for secure data
storing and for retrieval and transmission of confidential
customer information; payment card readers;
telecommunication equipment; data storage devices and media,
including encoded chip cards, bank cards, loyalty cards,
debit cards, credit cards, prepaid cards and gift cards
35
Advertising, marketing and promotional services; business
management; business administration; office functions
services; loyalty, incentive and bonus program services;
promoting the goods and services of others by means of
rewards and incentives generated in connection with the use
of credit, debit and payment cards; business consultancy and
advisory services, including business analysis, research and
information services; management of client profile
information for commercial purposes; market research;
tracking, analysing, forecasting and reporting card holder
purchase behavior; provision of business statistical
information; data processing; data verification as part of
data processing
36
Finance services; financial and monetary services, and
banking, including financial transfers and transactions, and
payment services, and financial information, data provision,
advice and consultancy services; payment card services,
including issuance of credit cards and debit cards services;
monetary services relating to the promotion, distribution
and management of loyalty cards; issuance of prepaid cards
and tokens of value
38
Telecommunication services; computer communication and
Internet access, including data transmission, electronic
mail services and provision of access to content, websites
and Internet portals; transmission of data, messages and
information, including in the field of financial affairs;
leasing of access time to computer databases; information
and advisory services relating to any of the aforesaid
services
42
Information Technology [IT] services, namely software
development, programming and implementation, maintenance of
computer software, computer hardware development, hosting
services, software as a service [SaaS] and rental of
computer software, rental of computer hardware and
facilities, IT consultancy, advisory and information
services, IT security services in the nature of protection
and recovery of computer data, electronic data backup and
conversion services, data encryption services
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