09
Mechanisms for coin-operated apparatus; computer hardware
and software (recorded and/or downloadable) to facilitate
and administer payments, banking services, credit cards,
debit cards, payment cards, automated teller machines,
stored value cards, electronic funds transfer, electronic
payments, electronic processing and transmission of bill
payment data, cash payments, authentication, routing,
authorization and transaction settlement services,
monitoring and fraud detection services, computer
troubleshooting and encryption services; secure terminals
for electronic transactions; point-of-sale terminals;
apparatus for monitoring, managing and analyzing financial
accounts via a global computer network; apparatus for
verifying data on magnetically encoded cards; systems for
reading memory cards and systems for reading stored data,
namely, integrated circuit memories and bank card memories;
computer hardware and software for facilitating electronic
payment transactions over a wireless network, a global
computer network and/or mobile telecommunication devices;
computer hardware and software for encryption, keys for
encryption, digital certification, digital signatures,
software for tamper-proof data storage, for retrieval and
transmission of confidential information to customers used
by individuals and financial and banking institutions;
computer hardware and software including a digital portfolio
enabling the storing of customer account information for
accessing coupons, vouchers, coupon codes and rebates at
retailers and for obtaining loyalty or cash bonuses that can
be credited to their account; smartphone software;
computer applications for mobile phones, computers,
electronic tablets, and telecommunication apparatus;
communication software to enable customers to access their
bank account information and to process bank transactions;
software for facilitating secure credit card transactions;
authentication software for controlling access and
communication with computers and computer networks;
authentication software for controlling financial
transactions on the Internet; software for processing
electronic payments and transfers of funds on the Internet;
computer programs and downloadable software applications
software for mobile phones and other digital devices
including digital portfolio allowing customers to access
price comparison information, product reviews, links to
on-line retail sites of others, and information with respect
to rebates; encoded magnetic cards and electronic smart
cards (memory cards); cards with security codes; encoded
cards containing security features for identification
purposes; encoded cards containing security features for
identification purposes; payment cards, bank cards, credit
cards, debit cards, smart cards, value deposit cards,
electronic data carrier cards; readers of payment cards,
magnetic encoded cards, electronic data carrier cards,
electronic encryption units; software for connecting to
memory cards using terminals and readers
36
Insurance services; financial affairs; banking affairs;
monetary affairs; financial services, namely, electronic
payment services, money transfer services, e-commerce
payment services; payment services and presentation of
invoices; authorization and settlement of transactions;
reconciling transactions; financial information concerning
data and information referential services on customer
profiling, and related switching services, gateway services,
fund reconciliation and movement in the field of payment
cards; electronic payment processing services; services for
authenticating and verifying financial transactions; value
exchange services, namely, secure electronic cash
transactions and electronic transfer of cash, on public
computer networks for the purpose of facilitating
e-commerce; provision of financial information, namely,
data and reports in connection with credit and payment
cards; financial information provided via a secure computer
network information and advisory services in connection with
all the aforesaid services; providing financial support of
retail services provided via mobile telecommunications,
namely, payment services through wireless devices;
providing financial support of retail services provided
online, via electronic networks; banking, payment, credit
and debit services and access to security deposits;
processing of financial transactions both on-line via a
computer database or via telecommunications and at points of
sale; financial settlement and financial authorization
services concerning the processing of financial payments;
payer authentication services; verification of financial
information; remote payment services; electronic stored
value purse services, electronic payment services and
transaction authorization and settlement services;
provision of debit and credit services by means of
communication and telecommunication devices; providing
financial support of retail services provided via mobile
telecommunications; processing of credit and debit
transactions by telephone and telecommunication connection;
providing financial services to support retail services
provided online, via networks or other electronic means
using electronically digitized information; value exchange
services, namely, the secure exchange of value, including
electronic money payment via computer networks accessible by
smart cards; bill payment services via a Website;
electronic payment services including electronic processing
and transmission of bill payment related data; interbank
transfer services, namely, direct electronic transfer of
money from bank to bank; provision of bank account
information by telephone; on-line banking services;
financial services, namely, services enabling payment for
wholesale, retail and online merchants; consulting services
with respect to payment solutions, banking, credit cards,
debit cards and payment cards; information, advice and
consultancy for all the aforesaid services; electronic
management of bank and monetary flows; electronic purse
services; services in connection with prepayment cards,
payment, credit, cash withdrawal, chip or strip cards,
magnetic cards and memory cards; cash withdrawal services
by means of chip or magnetic strip cards; electronic funds
transfer; currency exchange services; financial securities
exchange services; monetary exchange services;
authorization and settlement services for payments made by
credit card; secure remote payment services; payment
services provided via wireless telecommunication apparatus
and devices; processing of virtual currency transactions for
others; providing mobile electronic payment services for
third parties; clearing and reconciliation transactions via
global communications networks
42
Design services; information technology services;
scientific and technological services; quality control,
authentication and testing; electronic data storage;
conversion of data or documents from physical to electronic
media; support and consultation services for the management
of systems, databanks and computer applications; providing
temporary use of non-downloadable software and applications
for managing, tracking, activating and removing
authentication and digital identifiers of near-field
communication (NFC) devices; design, development,
maintenance and updating of computer hardware and software
application for mobile digital devices; design,
development, maintenance and updating of computer programs
and downloadable application software for mobile phones and
other mobile digital devices, enabling users to access
coupons, vouchers, coupon codes, rebates, price comparison
information, product reviews, links to retail websites of
others, and information on discounts; design, development,
maintenance and updating of computer programs and
downloadable application software, enabling customers to
access promotional sales offers and to obtain financial
awards that can be credited to their account via a refund
system; application software provider (asp) featuring
software for receiving, transmitting and displaying
vouchers, coupons, coupon codes, special offers, reviews,
product information, price comparison information, online
web links, and for receiving and transmitting data for the
purchase of goods and services; encryption and decryption
of financial information; authentication of digital
signatures for others, namely, data encryption and security;
providing encrypted, authenticated data with digital
signature digital signature services for others for the
issuance and validation of digital certificates in the field
of document authentication; verification, authentication,
issuance, distribution and management of digital
certificates; all these services being in connection with
electronic payment; financial transaction authentication
services, namely services for recording and delivering
certifications given to bank cards, integrated computer
software on bank cards, to terminals and payment systems by
bank cards as well as production sites for such cards with
regard to their operation and their security
characteristics; design and development of electronic data
security systems; design and development of computers and
software in the field of new payment systems; computer
programming, these services concerning payment terminals and
systems of payment by bank cards, as well as production
sites for such cards with regard to their operation and
their security characteristics; monitoring of computer
systems for the detection of unauthorized access or data
protection breaches; electronic monitoring of credit card
transactions for the detection of fraud via the Internet;
providing temporary use of on-line non-downloadable software
for the collection of money from individuals, for monitoring
of individuals’ contributions, as well as for performing
electronic payments; providing temporary use of on-line
non-downloadable software for sending money, for requesting
money, and for processing electronic payments; maintenance
of financial documents
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