09
Apparatus and instruments for conducting, switching,
converting, accumulating, regulating or controlling
electricity, namely, electric conductors, electric switches,
electric transformers, electric accumulators, electric
controls, power controllers; apparatus for sound or image
recording, transmission or reproduction; blank magnetic data
carriers; blank optical recording discs; mechanisms for
coin-operated apparatus; cash registers; Calculating
machines, data processing apparatus and computers; computer
software for processing electronic payments and fund
transfers to and from others; authentication software for
authenticating ownership or possession factors, namely,
security information, knowledge factors, particularly
passwords or personal identification numbers (PINs)) that
may be downloaded from a global computer network or recorded
on computer media; computer software for enabling payments
over the Internet and other communications networks;
authentication software for controlling access to and
communication with computers and computer networks; credit
cards and payment cards with magnetic coding; wired and
wireless computer peripheral apparatus; mouse pads; computer
software
35
Advertising, commercial business management, business
management, office functions
36
Financial services; monetary operations and banking
services; providing insurance; financial services, namely,
providing online stored value accounts in an electronic
environment; electronic transfer of funds; online banking
services; insurance underwriting and insurance advisory
services; electronic transfer services for payments for
commercial activities; electronic commerce payment services,
namely, creating accounts (customer accounts) for use when
purchasing goods and services via electronic communications
networks; clearing operations; processing and verification
services for credit card and debit card payments; issuing
credit cards, debit cards and lines of credit; payment
processing; telephone banking services
42
Software as a service (SaaS); consulting in information
technology (IT); providing non-downloadable software via
communication links (application service provision);
providing temporary use of non-downloadable software;
providing online non-downloadable software for processing
electronic payments and transferring funds to and from
others; providing temporary use of non-downloadable software
for enabling payments via the Internet and other
communications networks; providing temporary use of
non-downloadable software for enabling payments via the
Internet and other communications networks to enable the
payment of transactions in the computer software programs of
others; providing temporary use of non-downloadable software
for controlling access to and communication with computers
and computer networks; providing an electronic online
non-downloadable web-based platform software tht offers
multiple payment options and fiduciary transactions via an
integrated mobile telephone, PDA (personal digital
assistants) and a web-based environment