09
Computer hardware and downloadable software for collecting,
storing, analyzing, and providing data and information
regarding electronic payment transactions, consumer lending
transactions, and merchant lending transactions;
downloadable computer software for facilitating mobile
payments, and enabling customers to use their electronic
signature, PIN, name or photo in completing mobile payment
transaction; downloadable computer software for collecting,
storing, analyzing and reporting business related data and
information, namely, software for creating and reporting of
business analytics relating to payment processing,
authentication and tracking; downloadable computer software
for use in originating loans, loan underwriting, loan
financing, arranging of loans, loan account servicing,
consumer lending services, merchant lending services,
installment loans servicing, credit assessment, credit risk
monitoring, payment transaction processing, processing
financial transactions, performing electronic business
transactions, and banking; magnetically encoded credit cards
and magnetic payment cards; computer hardware and
downloadable software for processing and authenticating
payment transactions with credit cards, debit cards, virtual
cards, and prepaid cards; electronic devices, namely, card
readers, computer chip card readers, point of sale
terminals, and related hardware and software, all for
accepting, effecting, enabling, facilitating, processing,
operating, authenticating and managing payment transactions
via mobile devices
36
Consumer lending services; installment loan services;
revolving loan services; financing and loan services;
arranging of loans; financing services; evaluation of the
credit worthiness of private individuals; issuing of credit
cards; banking services; financial transaction services,
namely, providing secure commercial transactions and payment
options; financial services, namely, credit card, debit
card, and virtual card transaction processing services;
electronic payment services involving electronic processing
and subsequent transmission of bill payment data; providing
consumer lending underwriting and consumer lending account
servicing via mobile devices, point of sale terminals, and
the Internet; providing lease financing for durable consumer
goods; business finance procurement services
42
Software as a service (SaaS) services featuring software for
providing a computer software data and technology platform
for use in originating loans, loan underwriting, loan
financing, arranging of loans, loan account servicing,
consumer lending services, merchant lending services,
installment loans servicing, credit assessment, credit risk
monitoring, payment transaction processing, processing
financial transactions, performing electronic business
transactions, and banking; providing temporary use of
non-downloadable software for providing a computer software
data and technology platform for use in originating loans,
loan underwriting, loan financing, arranging of loans, loan
account servicing, consumer lending services, merchant
lending services, installment loans servicing, credit
assessment, credit risk monitoring, payment transaction
processing, processing financial transactions, performing
electronic business transactions, and banking