09
Scientific, nautical, surveying, photographic,
cinematographic, optical, weighing, measuring, signalling,
checking (supervision), life saving and teaching apparatus
and instruments; apparatus and instruments for conducting,
switching, transforming, accumulating, regulating or
controlling electricity; apparatus for recording,
transmission or reproduction of sound or images; magnetic
data carriers, recording discs; compact discs, digital video
discs and other media for digital recording; mechanisms for
coin-operated apparatus; cash registers, calculating
machines, data processing equipment and computers; computer
software; fire-extinguishing apparatus; computer programs;
computer programs for processing of financial payments
involving enabling card verification and authorisation,
fraud checking, and secure transfer of money for merchant
accounts; apparatus for payment with magnetically encoded
cards; apparatus for payment with magnetically memory cards;
apparatus for receiving cash payments being credit cards,
debit cards, store cards, bank cards, charge cards, gift
voucher cards or other payment cards and microchips
containing account details; apparatus for receiving cash
payments; automatic payment machines; devices incorporating
microprocessors for use in fare payments on public
transport; machine readable devices for cashless payment
systems; magnetic payment cards; payment cards being
magnetically encoded; read out apparatus for use in the
identification of cashless payment means; read out apparatus
for use in the identification of cashless payment means;
tariff devices for recording payment; terminals for
electronically processing credit card payments; terminals
for the electronic payment of charges by credit card;
scientific apparatus and instruments including
telecommunications, signalling, checking (supervision), and
teaching apparatus; magnetic data carriers, recording discs;
mechanisms for coin-operated apparatus; cash registers,
calculators, data processing equipment and computers,
computers, servers and telecommunications software,
semiconductors, microprocessors, integrated circuits,
computers memories, peripherals adapted for use with
computers, data processing units and parts thereof;
electronic data carrier cards, charge cards, bank cards,
credit cards, debit cards, stored value cards, payment
cards; encoded magnetic card readers, electronic data
carrier card readers, electronic encryption units; computer
hardware, computer terminals, computer peripheral devices
and computer software, electronic apparatus for use in
processing financial transactions; computer software
relating to the handling of financial transactions such as
payments by charge cards, bank cards, credit cards, debit
cards, stored value cards and payment cards; computer
software applications; electronic verification apparatus for
verifying authenticity of bank cards, credit cards, debit
cards, charge cards, stored value and/or payment cards;
parts and fittings for the aforesaid goods; electronic
publications; downloadable data including publications and
software; computer software relating to the handling of
financial transactions such as payments by charge cards,
bank cards, credit cards, debit cards, stored value cards
and payment cards; encoded magnetic prepaid cards, debit
cards, credit cards and other payment cards; databases
(electronic); stored and downloadable computer-software;
electronic apparatus for verifying the authenticity of
pre-paid, debit, credit and other payment cards; digital
transmitting and receiving apparatus, in particular mobile
telephones and other mobile transmitting and receiving
apparatus, for stationary and mobile payment systems;
electric, electronic and optical devices and instruments,
and parts therefor, for the recording, processing,
receiving, transmission, sending, storage, exchange and
output of messages, images, speech and data (included in
this class), for the control and management of financial
services and payment transactions relating thereto, except
accelerators and encryptographic accelerators; data carriers
containing recorded computer software, in particular
magnetic and optical data carriers containing computer
software, in particular applications software, operating
systems software, database software, data encoding software,
data decoding software and software for processing digital
signatures; calculating machines, data processing equipment
and computers, and parts therefor; active and passive
electronic components, in particular integrated and
non-integrated semiconductor components; printed circuit
boards with and without electronic components; application
software for mobile phones; application software for mobile
telephones, namely for performing financial transactions;
application software for mobile telephones, namely for
managing payment transactions
35
Computerised file management; commercial information
services provided by access to a computer database in the
field of payment information and payment behaviour for the
evaluation and analysis thereof, for commercial purposes;
loyalty, incentive and bonus program services; management of
discount schemes where participants obtain discounts on
goods and services through the use of a certain software;
advertising; business management; business administration;
office functions
36
Insurance; financial affairs; monetary affairs; real estate
affairs; insurance underwriting; insurance services relating
to credit cards; insurance information; financial services
relating to credit cards; banking; online banking; credit
card, debit card, store card, bank card, charge card, gift
voucher card, other payment card authorisation services;
electronic funds transfer and payment services; processing
and verification of transactions made using credit cards,
debit cards, store cards, bank cards, charge cards, gift
voucher cards, other payment cards and microchips containing
account details and other electronic payment transactions;
card to card transfer and mobile banking and payments;
clearing-houses, financial; payment processing; conducting
of electronic payment transactions, namely by means of
computer software; management of payment transactions,
namely for all transactions carried out by customers using
the payment software or via the customer account; credit
card advisory services; issuance of credit cards; issuance
of credit cards; processing of credit and debit transactions
by telecommunication link; issue and redemption of tokens,
coupons and vouchers of value; currency trading and exchange
services; electronic wallet services (payment services);
e-wallet account services, namely the provision of online
electronic money accounts (e-wallet accounts) and services
for consumers and online merchants whereby consumers fund
their e-wallet accounts and consumers and online merchants
(businesses) send and receive payments and remittances over
the internet; point of sale payment services; mail payment
services; telephone payment services; recurring payment
services; merchant account services; financial risk
management services; financial affairs; insurance; monetary
affairs; services for secure transfer of money between
banks, their customers and merchant accounts; financial risk
management services; financial services being financial
analysis and consultation, financial exchange of data
between financial institutions and their customers,
financial services relating to analysis of payment
transaction data; monetary affairs services being cross
border multi-currency exchange services; information,
advisory and consultancy services relating to all the
aforesaid services; financial services relating to the
provision of vouchers, voucher codes, gift codes, claim
codes, discount offers, promotional offers, coupons and
printable vouchers via email, enabling consumers to
conveniently view and redeem tokens of value via the
internet; computer services, namely providing financial
information concerning payment behaviour in interactive
databases, accessible via the internet; confirmation of
licences or electronic certification in the field of
financial services, in particular in relation to electronic
payment processing
38
Telecommunications; providing access to databases;
transmission of database information via telecommunications
networks; access to content, websites and portals; receipt
and/or delivery of messages, documents and other data by
electronic transmission; receipt and/or delivery of
messages, documents and other data via the internet;
provision of electronic communication links; providing
access to computer servers, databases and networks;
provision of internet access services; provision of
telecommunications connections and access to the internet;
telecommunication portal services; location-based and
personal transmission of information; transmission of
location-specific data via the internet; leasing of access
time to databases; information, advice and consultancy
services relating to all the aforesaid
39
Providing online information services relating to the
location of payment or other financial services (term
considered too vague by the International Bureau - Rule
13.2.b) of the Common Regulations)
42
Scientific and technological services and research and
design relating thereto; industrial analysis and research
services; design and development of computer hardware and
software; creation and maintenance of computer databases;
development, design and updating of home pages; web pages
hosting; technical assistance in connection with hardware
and software for using online communications network;
providing temporary use of non-downloadable computer
software for verifying credit card and bank card payments,
processing of credit card and bank card transactions,
investigation of fraud in relation to credit cards and bank
cards, processing of electronic payment transactions,
processing of automated clearance payments, automatic
database management; technical support services, namely,
troubleshooting of computer software problems, and
integration of computer systems and networks; technical
assistance namely resolution of problems in connection with
computer hardware and software for using online
communications network; data conversion of electronic
information in computer networks (clearing centre), namely
adding and converting data into a receiver-dependent
form/structure and/or data matching; computerised analysis
and verification of data; updating software of electronic
data capture and transmission systems for the purposes of
electronic funds transfer; monitoring of electronic data
capture and transmission systems for the purpose of
electronic funds transfer; monitoring of card readers and
electronic apparatus all for handling financial and
associated transactions including authorisation and
processing of payments made with credit cards, debit cards,
store cards, bank cards, charge cards, gift voucher cards,
other payment cards and microchips containing account
details; monitoring of electronic apparatus for retrieving
information stored on credit cards, debit cards, store
cards, bank cards, charge cards, gift voucher cards, other
payment cards and microchips containing account details;
monitoring of electronic verification apparatus for
verifying authenticity of credit cards, debit cards, store
cards, bank cards, charge cards, gift voucher cards, other
payment cards and microchips containing account details
[compliance control]; design and development of computer
hardware and software; computer software programming
services; providing temporary use of non-downloadable
computer software for preparing invoices or for tracking
packages over computer networks, intranets and the internet;
providing temporary use of non-downloadable computer
software broadcasting geographical data received using a
global positioning system; information technology [IT]
programming and consultancy services; application service
provider (asp) services featuring mobile phone and wireless
handheld computer applications software for use in enabling
users to make electronic payments and to receive, redeem,
and manage electronic receipts and electronic coupons;
lease, hire and rental of computer equipment, hardware,
software and programs; encryption; electronic signature
verification and authorisation services; digital signature
verification and authorisation services; information and
advisory services relating to any of the aforesaid services;
technological advisory and consultancy services, all
relating to electronic data capture and transmission systems
for the purposes of electronic funds transfer from points of
sale; data security services for improving the security of
online financial transaction data
45
Fraud investigation in relation to credit and other payment
cards; information and advisory services relating to all the
aforementioned services; identity theft and fraud prevention
services relating to processing of financial payments made
by bank cards, credit cards, debit cards, charge cards, gift
voucher cards, store cards, stored value payment cards and
other cards containing microchips with bank account details
in multiple currencies for merchant accounts including card
authorisation, verification and fraud screening