09
Computer programs; computer programs for processing of
financial payments involving enabling card verification and
authorisation, fraud checking, and secure transfer of money
for merchant accounts; computer hardware and software
comprising a digital wallet that stores customer account
information; apparatus for payment with magnetically encoded
cards; apparatus for payment with magnetic memory cards;
apparatus for receiving cash payments being credit cards,
debit cards, store cards, bank cards, charge cards, gift
voucher cards or other payment cards and microchips
containing account details; apparatus for receiving cash
payments; automatic payment machines; devices incorporating
microprocessors for use in fare payments on public
transport; machine readable devices for cashless payment
systems; magnetic payment cards; payment cards being
magnetically encoded; read out apparatus for use in the
authentication of cashless payment means; read out apparatus
for use in the identification of cashless payment means;
tariff devices for recording payment; terminals for
electronically processing credit card payments; terminals
for the electronic payment of charges with credit cards;
scientific apparatus and instruments including
telecommunications, signalling, checking (supervision), and
teaching apparatus; magnetic data carriers, acoustic disks;
and mechanisms for coin-operated apparatus; cash registers,
calculating machines, data processing equipment and
computers, computers, servers and software for
telecommunications, semi-conductors, microprocessors,
integrated circuits, computer for micro-programming,
software, computer memories, computer peripherals, data
processing units and their parts; electronic apparatus and
equipment for remote connection to a computer network and/or
telecommunications, data processing equipment and computers;
electronic data carrier cards, charge cards, bank cards,
credit cards, debit cards, stored value cards, payment
cards; encoded magnetic card readers, electronic data
carrier card readers, electronic encryption units; computer
hardware, computer terminals, computer peripheral devices
and computer software, electronic apparatus for use in
processing financial transactions; computer software
relating to the handling of financial transactions such as
payments by charge cards, bank cards, credit cards, debit
cards, stored value cards and payment cards; computer
software applications; electronic verification apparatus for
verifying authenticity of bank cards, credit cards, debit
cards, charge cards, stored value and/or payment cards;
parts and fittings for the aforesaid goods; electronic
publications; downloadable data including publications and
software; electronic publications relating to research on
financial issues and research into payment transaction data
and white papers transactions trends
16
Paper advertising materials; cheque books; printed
publications, newsletters, magazines, pamphlets, leaflets,
newspapers and periodicals, all relating to the provision of
financial services; printed invitations; printed service
guides and services brochures for financial services;
printed forms and statements for financial services; printed
plastic cards (other than encoded or magnetic); plastic
covered cards bearing printed matter; money orders, money
drafts, cheques, cheque books, travellers' cheques; document
wallets; vouchers of value, coupons; catalogues
35
Advertising and promotional services; compilation of data
relating to goods for purchase; bookkeeping and accounting
services; tax and taxation assessments and advice;
preparation and compilation of income or corporate tax
returns data processing services; information, advisory and
consultancy services relating to data processing; user
incentive schemes relating to use of credit cards, store
cards, charge cards, cash cards, debit cards, payment cards;
loyalty, incentive and bonus program services; information,
advisory and consultancy services related to all the
aforesaid services
36
Banking services; online banking services; credit card,
debit card, store card, bank card, charge card, gift voucher
card, other payment card authorisation services; electronic
funds transfer and payment services; processing of
transactions made by credit cards, debit cards, store cards,
bank cards, charge cards, gift voucher cards, other payment
cards and microchips containing account details; card to
card transfer and mobile banking and payments; processing of
credit and debit transactions by telecommunication link;
issue and redemption of tokens, coupons and vouchers of
value; currency exchange services; electronic wallet
services (payment services); e-wallet account services,
namely the provision of online electronic money accounts
(e-wallet accounts) and services for consumers and online
merchants whereby consumers fund their e-wallet accounts and
consumers and online merchants (businesses) send and receive
payments and remittances over the Internet; point of sale
payment services; mail payment services; telephone payment
services; recurring payment services; merchant account
services; financial risk management; financial services;
insurance; monetary affairs; identity theft and fraud
prevention services relating to processing of financial
payments made by bank cards, credit cards, debit cards,
charge cards, gift voucher cards, store cards, stored value
payment cards and other cards containing microchips with
bank account details in multiple currencies for merchant
accounts including card authorisation, verification and
fraud screening; services in relation to secure handling of
online financial transaction data; services for secure
transfer of money between banks, their customers and
merchant accounts; financial risk management; financial
services being financial analysis and consultation,
financial exchange of data between financial institutions
and their customers, financial services relating to analysis
of payment transaction data; monetary affairs services being
cross border multi-currency exchange services; information,
advisory and consultancy services related to all the
aforesaid services
37
Installation, maintenance, repair and updating of electronic
data capture and transmission systems for the purposes of
electronic funds transfer; installation, maintenance,
repair, updating of card readers and electronic apparatus
all for handling financial and associated transactions
including authorisation and processing of payments made with
credit cards debit cards, store cards, bank cards, charge
cards, gift voucher cards, other payment cards and
microchips containing account details; installation,
maintenance, repair and updating of electronic apparatus for
retrieving information stored on credit cards, debit cards,
store cards, bank cards, charge cards, gift voucher cards,
other payment cards and microchips containing account
details; installation, maintenance, repair and updating of
electronic verification apparatus for verifying authenticity
of credit cards, debit cards, store cards, bank cards,
charge cards, gift voucher cards, other payment cards and
microchips containing account details; information, advisory
and consultancy services related to all the aforesaid
services
38
Advisory and consultancy services, all relating to
electronic data capture and transmission systems for the
purposes of electronic funds transfer from points of sale;
receipt and/or delivery of messages, documents and other
data by electronic transmission; receipt and/or delivery of
messages, documents and other data via the Internet;
provision of electronic communication links; dissemination
by email of vouchers, voucher codes, gift codes, claim
codes, discount offers, promotional offers, coupons and
printable vouchers enabling customers to conveniently view
and redeem tokens of value by means of the Internet;
providing access to computer servers, databases and
networks; providing access to the Internet; provision of
telecommunications connections and access to the Internet;
telecommunication portal services (terms considered too
vague by the International Bureau - rule 13.2.b) of the
Common Regulations); location-based and personal
transmission of information; providing and supplying
location-specific data via the Internet (terms considered
too vague by the International Bureau - rule 13.2.b) of the
Common Regulations); leasing of access time to databases;
information, advisory and consultancy services related to
all the aforesaid services
42
Updating software of electronic data capture and
transmission systems for the purposes of electronic funds
transfer; monitoring of electronic data capture and
transmission systems for the purposes of electronic funds
transfer; monitoring of card readers and electronic
apparatus all for handling financial and associated
transactions including authorisation and processing of
payments made with credit cards, debit cards, store cards,
bank cards, charge cards, gift voucher cards, other payment
cards and microchips containing account details; monitoring
of electronic apparatus for retrieving information stored on
credit cards, debit cards, store cards, bank cards, charge
cards, gift voucher cards, other payment cards and
microchips containing account details; monitoring updating
of electronic verification apparatus for verifying
authenticity of credit cards, debit cards, store cards, bank
cards, charge cards, gift voucher cards, other payment cards
and microchips containing account details; design and
development of computer hardware and software; computer
software and programming services; providing temporary use
of non-downloadable computer software for preparing invoices
or for tracking packages over computer networks, intranets
and the Internet; providing temporary use of
non-downloadable computer software broadcasting geographical
data received using a global positioning system; computer
services (terms considered too vague by the International
Bureau - rule 13.2.b) of the Common Regulations);
application service provider (ASP) services featuring mobile
phone and wireless handheld computer applications software
for use in enabling users to make electronic payments and to
receive, redeem, and manage electronic receipts and
electronic coupons; lease, hire and rental of computer
equipment, hardware, software and programs; encryption
services; electronic signature verification and
authorisation services; digital signature verification and
authorisation services; information, advisory and
consultancy services related to all the aforesaid services
45
Identity theft and fraud prevention services; information,
advisory and consultancy services related to all the
aforesaid services
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