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Financial and banking services, namely, providing loan financing services, consumer lending services, and banking services via electronic means and computer networks;electronic check processing services; credit card, smart card, and debit card services;electronic card-based banking and transaction services; issuing stored value cards,namely prepaid and postpaid debit card services; providing electronic banking and financial services, namely electronic funds transfer services, consumer lending services,electronic debit and credit transactions, and electronic funds transfer services, which are accessible via wireless electronic devices and computers