9 Computer hardware, computer software and computer programs; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip ("smart cards"); charge cards, bank cards, credit cards, debit cards, and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; vending machines.
35 Advertising; business management; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; market research; marketing studies; statistical information (business); preparations of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means; retail services provided on-line, through networks or other electronic means using electronically digitised information.
36 Insurance services; financial services; banking and credit services; providing credit card, debit card charge card and store value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by mean of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; value exchange services, namely the secure exchange of value including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided though a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; professional consultation in the field of financial services; provision of financial services by means of global computer network or the Internet.
38 Telecommunication services; Internet based telecommunication services; data communication services; provision of access to on-line information services; electrical data transmission over a global remote data processing network, including the Internet; services for the transmission, provision or display of information from a computer-stored data bank or via Internet; transmission of data through the use of electronic image processing by telephone link; electronic mail, message sending and receiving services; broadcasting services; providing multi-user access to a secure computerised information network for the transfer and dissemination of a range of information in the field of financial services.
42 Computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; graphic design for the compilation of web pages on the Internet; information relating to computer hardware of software provided on-line from a global computer network or the Internet; creating and maintaining web-sites; computer database management; hosting the web-sites of others; programming of web pages; leasing access time to a computer database; legal services; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites.