9 Computer software for securely storing personal information under unique and universal usernames and passwords for facilitating the automatic processing of electronic commerce transactions, for enabling world wide web sites to send and receive secure information, and for detecting attempts at fraudulent transactions; computer security products; blank smart cards; encoded smart cards for use in computer security; encoded computer tokens for use in computer security; communications servers; client computer software and client computer hardware; computer hardware and software for use in identifying, authenticating, encrypting and decrypting data
35 Providing web-based personal information and wallet services for consumers over a global communications network, including providing storage of web-based personal financial information.
36 Providing web-based personal financial information and finance over a global communications network.
38 Enabling secure electronic commerce transactions over a global communications network.
42 Providing general information about electronic commerce transactions; providing information concerning secure operating of computers and computer software for web sites connected to the world wide web.