09
Scientific apparatus and instruments; magnetic data
carriers, recording discs; cash registers; data processing
equipment; computers, computer hardware, computer software
and computer programs; telecommunication and electrical
apparatus and instruments for data processing of electronic
payments and cash withdrawals; accounting machines;
apparatus for registration, transmission, reproduction of
data including sound and images; magnetic recording
supports; apparatus, namely, computers, computer hardware,
computer software and computer programs for tracking,
management and analysis of financial accounts via a global
computer network; computer hardware and software, in
particular for the development, maintenance and use of local
and wide area computer networks; systems for reading memory
cards and systems for reading data in memories including
integrated circuit memories and banking card memories;
downloadable electronic publications; printing apparatus
including printing apparatus for data processing systems and
financial transaction systems; automatic tellers and cash
machines for banking establishments; encoders and decoders;
modems; computer hardware and software for facilitating
(cross-border) payment transactions by electronic means;
computer hardware and encryption, encryption keys, digital
certificates, digital signatures, software for secure data
storage and retrieval and transmission of confidential
customer information used by individuals, banking and
financial institutions; cards readers; magnetic coded card
readers, electronic data carrier cards, magnetic coded card
readers, electronic data carrier card readers, electronic
encryption units, computer hardware, computer terminals,
computer software for use in the financial services, banking
and telecommunications industries; computer software
designed to enable smart cards to interact with terminals
and readers; computer chips embedded in telephones and other
communication devices; telecommunications equipement; point
of sale transaction terminals and computer software for
transmitting, displaying and storing transaction,
identification and financial information for use in the
financial services, banking and telecommunications
industries; radio frequency identification devices
(transponders); electronic verification apparatus for
verifying authentication of charge cards, bank cards, credit
cards, debit cards and payment cards; cash dispensing
machines; vending machines; computer peripheral devices and
electronic goods, namely calculating machines, pocket
planners, personal digital assistants (PDAs), alarms;
automated teller machines
36
Processing of (crossborder) financial transactions both
on-line via a computer database or via telecommunications
and at point of sale; processing services for financial
transactions by card holders via automatic teller machines;
the provision of balance details, deposits and withdrawals
of money to card holders via automatic teller machines;
payer authentication services; verification of financial
information; data encryption and decryption of financial
information; maintenance of financial records; electronic
funds transfer and currency exchange services; dissemination
of financial information via the Internet and other computer
networks; remote payment services; stored value electronic
purse services, providing electronic funds and currency
transfer services, electronic payments services; the
provision of financial services for the support of retail
services provided through mobile telecommunications means,
including payment services through wireless devices; the
provision of financial services for the support of retail
services provided on-line, through networks or other
electronic means using electronically digitised information;
value exchange services, namely, the secure exchange of
value, including electronic cash, over computer networks
accessible by means of smartcards; bill payment services
provided through a website; on-line banking; financial
services provided over the telephone and by means of a
global computer network or the Internet; provision of
financial services by means of a global computer network or
the Internet; processing of credit and debit transactions by
telephone and communications links
38
Telecommunication services; Internet based telecommunication
services; data communication services; electrical data
transmission over a global remote data processing network,
including the Internet; services for the transmission,
provision or display of information from a computer-stored
data bank or via the Internet; transmission of data through
the use of electronic image processing by telephone links;
electronic mail, message sending and receiving services;
broadcasting services; providing international
telecommunications network facilitating cross-border
automated teller machine transactions for and between member
banks; leasing access time to a computer database
42
Scientific and technological services and research and
design relating thereto; industrial analysis and research
services; design and development of computer hardware and
software; computer hardware and software consulting
services; computer programming; support and consultation
services for managing computer systems, databases and
applications; graphic design for the compilation of web
pages on the Internet; information relating to computer
hardware or software provided on-line from a global computer
network or the Internet; creating and maintaining websites;
hosting the web-sites of others; creation of web pages;
designing, creation and hosting of merchant websites;
designing, creation and hosting of bill payment websites;
computer and Internet related services namely, providing
on-line electronic databases via a global computer network
in the field of identity authentication and verification;
computer services related to an international
telecommunications network facilitating crossborder
automated teller machine transactions for and between member
banks; data encryption and decryption of financial
information; technical consultation services in the fields
of computer programming, financial computer networks, data
processing, secure communications, data encryption and
decryption and local area network security; dissemination of
information over a global computer network in the field of
computer software, computer hardware, financial computer
networks and local area networks