09
Phone cards; memory cards; electronic cards; encoded
identity cards, bank cards and credit and cash cards
35
Business management consultancy; management of data banks;
commercial information; tax preparation; commercial
assessment; market research and analysis; business expert
appraisal and professional consulting; economic forecasting;
commercial information agency services; business management
assistance; cost analysis; auctioning; public relations;
advertising, including dissemination of advertisements;
issuing statements of accounts; auditing; document
reproduction; commercial evaluation; statistical
information; development of commercial strategies for
business management, as well as advice and research relating
thereto; marketing and commercial affairs, as well as advice
and research relating thereto; economic and advertising
study
36
Insurance underwriting and financial services; monetary
operations; banking transactions, also via cash dispensers;
banking services enabling customers to carry out financial
transactions from home or via telecommunication networks;
investment consultancy; stocks and bonds brokerage;
financial management; safe deposit services for money,
securities, deeds, documents and valuables; rental of safes;
issuing of cheques, credit cards, travellers cheques and
other means of payment; exchange of currency and receipt of
cash payments; services with relation to currency markets;
payment and cashing in of securities; payment services,
credit office services and advice thereon; issuing of
letters of credit; loans (financing); advice on loans; loan
brokerage; collateral loan and mortgage order services;
services provided by pension institutions and investment
trusts; financial information; tax consultancy; financial
sponsoring; insurance underwriting against credit and
exchange risks; reinsurance; analysis of company finances;
insurance brokerage; collective insurance; evaluation of
companies' and private individuals' credit worthiness;
factoring; holding company services; real estate management
and brokerage, real estate rental; real estate appraisal;
lease-purchase financing; deposit of securities; advice on
financial services and monetary affairs; bond issuance and
investment; debenture loans and other financing means for
companies, as well as advice on such matters; savings-bank
services; issuing mutual fund securities, real estate
certificates, securities, stocks and investment products, as
well as financial management of such products and
securities; financing company services, financing of
industrial activities; investment services; financing of
company take-overs and advice thereon; project financing;
advice to companies on official listing; issuing government
stocks, such as government bonds, as well as pertinent
brokerage; numismatic appraisal; art appraisal; stamp and
jewellery appraisal; financial clearing operations
(exchange); brokerage; debit and credit card services;
fiduciary services; financial analysis, transfer of
electronic funds; debt collection agency services,
financial, tax and insurance study; financial market
analysis