09
Computer software; downloadable computer software used for
financial transaction processing, authorization, and
verification, payment processing, enabling and conducting
mobile payments, fraud checking and prevention, making
electronic payments, electronic funds transfer, check
processing, treasury management, treasury transaction
processing, funds transfer, billings, collections, credit
card, debit card, bank card, stored value card, gift card,
loyalty card, electronic benefits card, and prepaid card
processing, wealth management, and financial risk
management; downloadable computer software used for the
operation and management of banks, credit unions, savings
institutions, lenders, investment and trust companies,
insurance companies, and other financial institutions and
financial services businesses, and in the rendering of
banking and financial services; downloadable computer
software for use in the operation and management of
automated teller machines and payment terminals;
point-of-sale terminals; electronic payment terminals;
automated teller machines; mobile payment acceptance
terminals; electronic display interfaces, namely, read-out
apparatus for use in the authentication of cashless payment
means and for use in the identification of cashless payment
means; pin code entry devices
35
Billing services; business outsourcing services; business
risk management; business risk management consultation; call
center services, namely, operation and management of
telephone, email, and chat communications centers for
others; business consulting; marketing consulting;
advertising consulting; marketing services; advertising;
business process re-engineering services; business
administration of consumer loyalty programs for others;
promoting the goods and services of others by means of the
issuance of loyalty rewards cards; providing customer
support services related to credit card, debit card, bank
card, stored value card, gift card, loyalty card, electronic
benefits card, prepaid card, check, mobile, online,
electronic funds, and bill payment transactions in the
nature of call center support and customer assistant account
information; conducting user incentive programs relating to
use of credit cards, debit cards, bank cards, stored value
cards, gift cards, loyalty cards, electronic benefits cards,
and prepaid cards
36
Financial services; financial services, namely, financial
transaction processing, authorization, fraud checking and
prevention, verification, payment processing, electronic
funds transfer, investment fund transfer and transaction
services, credit card, debit card, bank card, stored value
card, gift card, loyalty card, electronic benefits card,
prepaid card payment processing, and check processing;
merchant services, namely, payment transaction processing
services; financial risk management services provided in
connection with credit cards, checks, wire transfers,
deposits, account openings, and payments; financial
consulting; financial risk management services in the fields
of electronic funds transfer, credit cards, debit cards,
check transactions, and banking; investment and trust
management services; wealth management services; credit risk
management; fraud reimbursement services in the field of
credit card purchases, debit card purchases, checks,
electronic payments, and electronic transfers; loyalty
program payment processing services; bill payment services;
issuing credit cards, debit cards, bank cards, stored value
cards, gift cards, loyalty cards, electronic benefits cards,
and prepaid cards; banking services; online banking
services; automated teller machine (ATM), point-of-sale
terminal, computer payment terminal, and mobile payment
acceptance terminal operation services, namely, connecting
automated teller machines (ATM), point of-sale terminals,
computer payment terminals, and mobile payment acceptance
terminals to bankcard association networks, merchants, and
financial institutions via a global computer network; credit
card, debit card, bank card, stored value card, gift card,
loyalty card, electronic benefits card, and prepaid card
design and implementation (term considered too vague by the
International Bureau - Rule 13 (2) (b) of the Regulations);
debt collection services; leasing and renting of
point-of-sale terminals, computer payment terminals, mobile
payment acceptance terminals, and other payment facilitating
devices; information, advisory, and consultancy services
related to all the aforesaid services
40
Computer aided design manufacturing of credit cards, debit
cards, bank cards, stored value cards, gift cards, loyalty
cards, electronic benefits cards, and prepaid cards for
others
42
Providing online, non-downloadable software; computer
software development, programming, and design for others;
computer systems integration services; computer design and
development services, namely, integration of computer
software and systems integration; computer software
consulting; computer software installation, updating, and
maintenance; technical support services, namely,
troubleshooting of computer software problems; information
technology consulting; website design, maintenance, hosting,
and consulting; application service provider, namely,
hosting computer software applications of others; providing
quality assurance services in the fields of banking and
financial services and operations; outsource service
provider in the field of information technology; providing
online, non-downloadable software for use in financial
transaction processing, authorization, and verification,
payment processing, mobile payments, fraud checking and
prevention, electronic payments, electronic funds transfer,
check processing, treasury management, treasury transaction
processing, funds transfer, billings, collections, credit
card, debit card, bank card, stored value card, gift card,
loyalty card, electronic benefits card, and prepaid card
processing, wealth management; providing online,
non-downloadable software for use in the operation and
management of banks, credit unions, savings institutions,
lenders, investment and trust companies, insurance
companies, and other financial institutions and financial
services businesses, and in the rendering of banking and
financial services; electronic monitoring of electronic
funds transfers, credit cards, debit cards, check
transactions, and banking; electronic monitoring in
connection with deposits, account openings, payments, and
employees to detect fraud via the internet; data encryption
services; equipment leasing, namely, leasing of computer
hardware and peripheral equipment for use in point of sale
transactions; graphic design of credit cards, debit cards,
bank cards, stored value cards, gift cards, loyalty cards,
electronic benefits cards, and prepaid cards for others
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