09
Software; software for managing and accessing financial and
bank accounts and conducting financial transactions;
software for the electronic processing of financial
transactions, in particular for conducting electronic
financial transactions, managing financial data, accessing
bank account information and for facilitating and enabling
credit card transactions; computer hardware and software
[recorded and/or downloadable] for facilitating and managing
payments, banking, credit cards, debit cards, payment cards,
automated teller machines [ATM]; computer hardware and
software [recorded and/or downloadable] for facilitating and
managing saved values, electronic money transfer services,
electronic payments, electronic processing and transmission
of bill payment data, cash disbursement, transaction
authentication, routing, authorisation and billing services,
fraud detection and control, emergency recovery and
encryption services; computer hardware and software for
facilitating payment transactions by electronic means via
wireless networks, global computer networks and/or mobile
telecommunications devices; computer hardware and
cryptography software, encryption keys, digital
certificates, digital signatures, software for secure data
storage and retrieval and transmission of confidential
customer information; payment card readers;
telecommunication equipment; data storage devices and media,
including the following goods: encoded smart cards, bank
cards, customer cards, debit cards, credit cards, prepaid
cards and gift cards
35
Advertising, marketing and promotional services; business
management; business administration; office functions
services; loyalty, incentive and bonus program services;
promoting the sale of the goods and services of others by
means of rewards and incentives generated in connection with
the use of credit, debit and payment cards; business
consultancy and advisory services, including the following
services: business analysis, research and information
services; management of customer profile information for
commercial purposes; market research; tracking, analyzing,
forecasting and reporting cardholder purchase behavior;
providing of business statistical information; data
processing services [office functions]; data verification as
part of data processing
36
Finance services; financial banking, monetary affairs and
banking, including the following services: financial
remittance, financial transactions and bill paying services
and financial information services and financial advisory
services and providing of financial data; payment card
services, including the following services: credit card and
debit card services; monetary services relating to the
promotion, dissemination and management of loyalty cards;
issuance of prepaid cards and tokens of value
38
Telecommunication services; computer communication and
internet access, including the following services: data
transmission, transmission of electronic mail and provision
of access to content, websites and portals; transmission of
data, messages and information including in the field of
finance; leasing of access time to a computer database;
consultancy, information and advisory services to all the
aforesaid services
42
Information Technology [IT] services, namely software
development, programming and implementation, maintenance of
computer software, hosting services, software as a service
[SaaS], rental of software, electronic data backup and
conversion services, data encryption services
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