09
Computer programs; computer programs for processing of
financial payments involving enabling card verification and
authorisation, fraud checking, and secure transfer of money
for merchant accounts; computer hardware and software
comprising a digital wallet that stores customer account
information; apparatus for payment with magnetically encoded
cards; apparatus for payment with magnetic memory cards;
apparatus for receiving cash payments being credit cards,
debit cards, store cards, bank cards, charge cards, gift
voucher cards or other payment cards and microchips
containing account details; apparatus for receiving cash
payments; automatic payment machines; devices incorporating
microprocessors for use in fare payments on public
transport; machine readable devices for cashless payment
systems; magnetic payment cards; payment cards being
magnetically encoded; read out apparatus for use in the
authentication of cashless payment means; read out apparatus
for use in the identification of cashless payment means;
tariff devices for recording payment; terminals for
electronically processing credit card payments; terminals
for the electronic payment of charges with credit cards;
scientific apparatus and instruments including
telecommunications, signalling, checking (supervision), and
teaching apparatus; magnetic data carriers, acoustic disks;
mechanisms for coin-operated apparatus; cash registers,
calculating machines, data processing equipment and
computers, computers, servers and software for
telecommunications, semi-conductors, microprocessors,
integrated circuits, computer for micro-programming,
software, computer memories, computer peripherals, data
processing units and their parts; electronic apparatus and
equipment for remote connection to a computer network and/or
telecommunications, data processing equipment and computers;
electronic data carrier cards, charge cards, bank cards,
credit cards, debit cards, stored value cards, payment
cards; encoded magnetic card readers, electronic data
carrier card readers, electronic encryption units; computer
hardware, computer terminals, computer peripheral devices
and computer software, electronic apparatus for use in
processing financial transactions; computer software
relating to the handling of financial transactions such as
payments by charge cards, bank cards, credit cards, debit
cards, stored value cards and payment cards; computer
software applications; electronic verification apparatus for
verifying authenticity of bank cards, credit cards, debit
cards, charge cards, stored value and/or payment cards;
parts and fittings for the aforesaid goods; electronic
publications; downloadable data including publications and
software; electronic publications relating to research on
financial issues and research into payment transaction data
and white papers relating to research and analysis of
financial transactions trends
36
Banking services; online banking services; credit card,
debit card, store card, bank card, charge card, gift voucher
card, other payment card authorisation services; credit
services; payment card services; issuing of payment cards;
electronic funds transfer and payment services; processing
of transactions made by credit cards, debit cards, store
cards, bank cards, charge cards, gift voucher cards, other
payment cards and microchips containing account details;
card to card transfer and mobile banking and payments;
processing of credit and debit transactions by
telecommunication link; issue and redemption of tokens,
coupons and vouchers of value; currency exchange services;
electronic wallet services (payment services); E-wallet
account services, namely the provision of online electronic
money accounts (e-wallet accounts) and services for
consumers and online merchants whereby consumers fund their
e-wallet accounts and consumers and online merchants
(businesses) send and receive payments and remittances over
the Internet; point of sale payment services; mail payment
services; telephone payment services; recurring payment
services; merchant account services; financial risk
management; financial services; insurance; monetary affairs;
services in relation to secure handling of online financial
transaction data; services for secure transfer of money
between banks, their customers and merchant accounts;
financial risk management; financial services being
financial analysis and consultation, financial exchange of
data between financial institutions and their customers,
financial services relating to analysis of payment
transaction data; monetary affairs services being cross
border multi-currency exchange services; information,
advisory and consultancy services related to all the
aforesaid services
38
Advisory and consultancy services, all relating to the
transmission and delivery of electronic data for the
purposes of electronic funds transfer from points of sale;
receipt and/or delivery of messages, documents and other
data by electronic transmission; receipt and/or delivery of
messages, documents and other data via the Internet;
provision of electronic communication links; dissemination
by email of vouchers, voucher codes, gift codes, claim
codes, discount offers, promotional offers, coupons and
printable vouchers enabling customers to conveniently view
and redeem tokens of value by means of the Internet;
providing access to computer servers, databases and
networks; providing access to the Internet; provision of
telecommunications connections and access to the Internet;
providing access to telecommunication portals;
location-based and personal transmission of information;
leasing of access time to databases; information, advisory
and consultancy services related to all the aforesaid
services
42
Updating software of electronic data capture and
transmission systems for the purposes of electronic funds
transfer; monitoring of electronic data capture and
transmission systems for the purposes of electronic funds
transfer; monitoring of card readers and electronic
apparatus all for handling financial and associated
transactions including authorisation and processing of
payments made with credit cards, debit cards, store cards,
bank cards, charge cards, gift voucher cards, other payment
cards and microchips containing account details; monitoring
of electronic apparatus for retrieving information stored on
credit cards, debit cards, store cards, bank cards, charge
cards, gift voucher cards, other payment cards and
microchips containing account details; monitoring and
updating of software for electronic verification apparatus
for verifying authenticity of credit cards, debit cards,
store cards, bank cards, charge cards, gift voucher cards,
other payment cards and microchips containing account
details; design and development of computer hardware and
software; software as a service [SAAS] services; platform as
a service [PAAS] services; providing temporary use of online
non-downloadable software; computer software programming
services; providing temporary use of non-downloadable
computer software for preparing invoices or for tracking
packages over computer networks, intranets and the internet;
providing temporary use of non-downloadable computer
software broadcasting geographical data received using a
global positioning system; computer technology consultancy
services; application service provider (ASP) services
featuring mobile phone and wireless handheld computer
applications software for use in enabling users to make
electronic payments and to receive, redeem, and manage
electronic receipts and electronic coupons; lease, hire and
rental of computer equipment, hardware, software and
programs; encryption services; information, advisory and
consultancy services related to all the aforesaid services
45
Identity theft and fraud prevention services; identity theft
and fraud prevention services relating to processing of
financial payments made by bank cards, credit cards, debit
cards, charge cards, gift voucher cards, store cards, stored
value payment cards and other cards containing microchips
with bank account details in multiple currencies for
merchant accounts including card authorisation, verification
and fraud screening; electronic signature verification and
authorisation services; digital signature verification and
authorisation services; information, advisory and
consultancy services related to all the aforesaid services