09
Downloadable computer software for personal financial
management; downloadable computer software for online
banking, transaction management, financial planning,
financial management, bill tracking and management, expense
tracking and management, credit score management, and
accounting; downloadable computer software for creating
reports and graphs; downloadable computer software for data
aggregation; downloadable computer software for providing
banking, credit score, financial and bill payment alerts;
downloadable computer software for providing wireless access
to data and databases; downloadable computer software for
enabling users to retrieve financial account balances and
financial transaction information using mobile phones, smart
phones, and mobile telecommunication networks
35
Financial data aggregation, namely, electronically
collecting financial data from multiple accounts into a
single location for financial review analysis
36
Personal financial management services; financial
transaction services, namely, budget planning in the nature
of income and expense transaction tracking; financial
transaction services, namely, monitoring accounts, budgets
and financial management of subscriptions and bills; cash
advance services in the nature of processing early payments
to and from others in exchange for a fee; credit reporting
service provider, namely, providing consumer credit reports
and credit scores maintained by others; bill negotiation
services, namely, consultancy relating to financial
evaluation and management of bills; providing financial
information; savings account services