09
Encoded magnetic cards and electronic smart cards (memory
cards) for commercial and financial use; secure encoded
cards; encoded cards containing security features for
authentication purposes; encoded cards containing security
features for identification purposes; cards impregnated
with holograms; encoded payment cards; encoded rechargeable
and prepaid cards; encoded bank cards; encoded credit
cards; microprocessor cards; encoded cards linked to a
securities custody account; electronic data carrier cards;
payment card readers; readers for encoded magnetic cards;
electronic data carrier card readers; computer hardware and
software for facilitating electronic payment transactions
over a wireless network, a global computer network and/or
mobile telecommunication devices; computer hardware and
software, in particular for local and wide-range computer
networks development, maintenance and use; computer
hardware and software including a digital portfolio enabling
the storing of customer account information for accessing
coupons, coupon codes, rebates, at retailers and for
obtaining loyalty or cash bonuses that can be credited to
their account; computer hardware and software that
facilitate the identification and authentication of
near-field communication devices and radio-frequency
identification devices; computer hardware and software for
encryption, keys for encryption, digital certification,
digital signatures, software for tamper-proof data storage,
for retrieval and transmission of confidential information
to customers used by individuals and financial and banking
institutions; computer operating programs, recorded;
downloadable computer programs and software applications for
mobile telephones and other digital devices including a
digital portfolio enabling users to access price comparison
information, product reviews, links to third-party retail
websites and discount information; software (recorded
programs); downloadable software; computer software and
computer programs (downloadable/recorded computer software);
computer software for use of financial services, banking and
telecommunication industries; software for connecting to
memory cards using terminals and readers; computer hardware
and software (recorded/downloadable) for facilitating and
administering payments, transfers, credit cards, debit
cards, payment cards, ATMs, deposit of securities,
electronic funds transfer, electronic payments; computer
hardware and software (recorded/downloadable) for
facilitating and administering electronic processing and
transmission of payment data, cash payments, transaction
authentication, routing, authorization and payment, fraud
detection and control, disaster recovery and encryption;
software applications for use in conjunction with
contactless payment terminals enabling vendors to accept
contactless mobile business transactions, contactless
loyalty bonus presentations, contactless discount coupons,
discounts, rebates, vouchers and special offers; software
applications enabling vendors to deliver coupons, discounts,
rebates, vouchers and special offers directly from
consumers' mobile telecommunication devices delivered by
contactless communication; software applications enabling
vendors to deploy smart posters in retail and wholesale
locations, which consumers can capture with their mobile
telecommunication devices to access coupons, discounts,
rebates, vouchers and special offers issued by contactless
RFID or NFC communications; application software for mobile
telephones; application software for wireless devices;
fixed and portable computer and electronic apparatus and
instruments for payment and collection; electronic wallets;
apparatus for monitoring, managing and analyzing financial
accounts via a global computer network; electronic
verification apparatus for authenticating rechargeable
cards, bank cards, credit cards, debit cards and payment
cards; scientific, nautical, monitoring, photographic,
cinematographic, optical, weighing, measuring, signaling,
checking (supervision) and teaching apparatus and
instruments; apparatus and instruments for conducting,
switching, transforming, accumulating, regulating or
controlling electricity; apparatus for recording,
transmission and reproduction of sound and images; chips
[integrated circuits] for mobile telephones and NFC and RFID
devices; computer chips embedded in telephones and other
communication devices; systems for reading memory cards and
systems for reading stored data including integrated circuit
memories and bank card memories; point-of-sale transaction
terminals and computer software for transmission, display
and storage of transactions, financial and authentication
information for use of financial services, banking and
telecommunication industries; computer terminals; radio
frequency identification devices (transponders); computer
peripheral devices and electronic products, including
calculators, pocket planners, mobile telephones, telephone
handsets, computer tablets, digital readers and PDAs and
alarms; electronic encryption units; magnetic recording
media; proximity payment devices; encoders and decoders;
downloadable electronic publications; downloadable data
files (written, audio, video, audiovisual, multimedia);
non-downloadable data files (written, audio, video,
audiovisual, multimedia); modems; printers, including
printers for information processing systems and for
financial transaction systems; computer hardware;
telecommunication equipment; recording discs, CDs, DVDs and
all other digital recording media; automatic ticket
dispensers; coin-operated mechanisms; cash registers;
accounting machines; data processing equipment; computers;
mouse pads
35
Commercial business management; commercial administration;
services provided by business consultants; commercial
business analysis; business research; business inquiries or
information; business assistance services to companies;
commercial business appraisal; customer account management;
accounting; computerized file management services; data
search in computer files; office functions; economic
information services for commercial purposes; provision of
commercial information via computer databases; data
systematization in computer databases; collection and
compilation of data concerning capital goods; organization,
conducting (hosting) and management of consumer loyalty
programs; commercial loyalty services for customers (for
third parties), namely, promotional and advertising
operations for developing customer loyalty; commercial
promotion at points of sale (within companies or online
through national and international communication networks
such as the Internet, Intranet and Extranet); sales
promotion for others; presentation of goods and services on
any communication media for retail sale; retail services
provided by mobile telecommunication related to the
provision of credit and debit cards; retail services
provided online via networks or other electronic means using
electronically digitized information related to the
provision of credit and debit cards; arranging subscriptions
to loyalty programs; loyalty card services not associated
with a payment, credit or debit function, providing
commercial or financial benefits; administrative and
commercial management services regarding customer relations;
market research and studies; opinion polls, surveys and
customer satisfaction surveys; analysis and processing of
data obtained during market studies and consumer behavior
studies; statistical information; newspaper subscription
services (for others); organization and conducting (hosting)
of congresses, colloquiums, seminars, conferences,
exhibitions, shows, contests, sports competitions for
commercial or advertising purposes; advertising; online
advertising on a computer communication network;
distribution of prospectuses, of samples; advertising,
commercial canvassing for the dissemination of securities;
rental of advertising time, advertising space and
advertising material on all communication media;
publication of advertising texts; dissemination of
advertisements and advertising material; price comparison
services; tracking, analyzing, forecasting and reporting
the behavior of card holders; preparation of statements of
accounts; public relations; management of financial
records; information, advisory and consultancy services
regarding all the aforesaid services
36
Insurance services; life insurance underwriting; insurance
consultancy; insurance information; financial affairs;
financial information; financial operations; banking
affairs; banking services; financial and banking
management; bank savings; monetary affairs; monetary
operations; real estate affairs; credit agency services;
credit consolidation services; debt collection agencies;
provident funds; home banking; payment card services;
debit card services; services provided by loyalty cards
associated with a payment, credit or debit function,
providing commercial or financial benefits; issuing of
travelers' checks or credit cards; real estate appraisals;
real estate management; financing services; surety
services; financial analysis; raising or investing capital;
financial consultancy; financial evaluation (insurance,
banking, real estate); fund investment; mutual funds; fund
payment; electronic transfer of funds; payment services,
particularly electronic payments; stock exchange
quotations; securities brokerage; deposits of valuables;
management of securities, namely research and prospecting of
financial markets and management of securities; insurance
brokerage; lease-purchase financing; foreign currency
exchange services; conducting of financial transactions;
installment loans; financial loans; lending against
security; check verification; financial sponsorship;
electronic purse services, in particular for the purchase of
products and services on any communication network;
electronic transaction settlement and authorization
services; transfer and reconciliation of financial
transactions via a global computer network; banking and
financial services via a global computer network; asset
management; estate management services; insurance and
reinsurance services in all fields; insurance and financial
services by telephone; all these services may be provided
via the Internet