09
Computer software, namely, electronic financial platform
that accommodates multiple types of payment transactions in
an integrated mobile phone, PDA, and web-based environment;
downloadable software in the nature of a mobile application
for retailers to enable splitting a purchase into payments
and for consumers to monitor payment status; electronic card
readers; mobile optical readers for scanning consumer
identification cards
35
Business consulting services, namely, providing a means for
merchants to leverage consumer data and retail market
trends; merchant services, namely, monitoring and analyzing
consumer credit risk factors for businesses; consulting in
the field of data analytics to improve real-time financial
decisions; business information reporting services for
merchants, namely, providing merchants and retailers with
consumer data to inform consumer financial decisions and
purchase behaviors; business analysis and business strategic
planning services in the consumer financial services
industry; outsource service provider in the field of
business analytics
36
Electronic payment services involving electronic processing
and subsequent transmission of point of sale payment data;
financial transaction services, namely, providing secure
commercial transactions and payment options; financial
transaction services, namely, providing secure commercial
transactions and payment options using a mobile device at a
point of sale; merchant services, namely, payment
transaction processing services; merchant services, namely,
advancing funds to businesses and merchants for payment on
consumer sale transactions; debit account services featuring
a tablet-compatible mobile scanner for reading consumer bank
cards at point of sale; payment processing services in the
field of point of sale retail payments; payment processing
services in the field of offline and online payments;
payment processing services, namely, credit card and debit
card transaction processing services; providing financial
transaction and payment processing services via an internet
website portal; providing electronic processing of
electronic funds transfer, ACH, credit card, debit card,
electronic check and electronic payments; providing multiple
payment options by means of customer-operated electronic
terminals available on-site in retail stores; providing a
payment method that allows splitting a purchase into
multiple payments; financing services; consumer lending
services; installment financing
42
Business technology software consultation services;
development of new technology for others in the field of
consumer payment methods; hosting a secure electronic online
system featuring technology which allows splitting payments
from consumers to merchants and retailers into multiple
payments; providing temporary use of on-line
non-downloadable cloud computing software for collecting
consumer data and processing consumer payment transactions
at point-of-sale