09
Downloadable computer application software for mobile
electronic devices, mobile phones, handheld computers,
tablet computers and wireless devices, namely, for use in
connection with mobile banking, mobile money transfers,
check cashing, ACH services, purchasing prepaid debit cards,
mobile prepaid airtime services in the nature of
transferring airtime, namely, telecommunications air time
brokerage services for use by others and making payments for
adding airtime to prepaid or pay-as-you-go wireless
services, electronic funds transfer, electronic payment
services and proximity electronic payment services involving
electronic processing and subsequent transmission of bill
payment data, electronic credit and debit transactions,
processing payments to third parties and bill payment
services, mobile purchasing, namely, providing electronic
processing of credit/debit card transactions and electronic
payments via mobile phone for allowing consumers to purchase
goods and services of others, mobile multichannel payments,
namely, bill payment services and loan payment services,
payment and ordering processing services using geofencing
and proximity recognition; downloadable computer application
software for mobile electronic devices, mobile phones,
handheld computers and wireless devices, namely, for use in
connection with stored-value cash or debit card services,
namely, loading, managing, and payment processing;
downloadable computer application software for mobile
electronic devices, mobile phones, handheld computers and
wireless devices, namely, for use in connection with
payments, presentation of loyalty credentials and redemption
of coupons, rebates, discounts, rewards, incentives and
special offers and managing and transmitting customer
incentive and award information to consumers; downloadable
computer application software for mobile electronic devices,
mobile phones, handheld computers and wireless devices,
namely, for use in connection with pricing comparisons for
goods and services and promotional and marketing information
and offers via mobile electronic devices; downloadable
computer application software for mobile electronic devices,
mobile phones, handheld computers and wireless devices,
namely, for use in connection with facilitating financial
transactions initiated through mobile devices within and
between mobile participants; magnetically encoded cards,
namely, debit cards, including electronic debit cards;
downloadable computer software, namely, electronic financial
platform that accommodates multiple types of payment and
debt transactions in an integrated mobile phone, PDA, and
web based environment; computer software for use in
contactless transactions with retailers, merchants, and
vendors via mobile devices used to process mobile payments;
computer software for transmitting, processing,
facilitating, verifying, and authenticating credit and debit
card information and transaction and payment information;
computer software for ensuring the security of mobile
payments, of contactless transactions with retailers,
merchants and vendors via mobile devices, and of credit and
debit card information; computer software for the storage,
transmission, verification, and authentication of credit and
debit card and other payment and transaction information
35
Provision of information concerning commercial sales,
namely, providing consumer transaction data to participating
businesses with consent of consumers; providing marketing
services based on consumer transaction behavior; providing
redemption services based on consumer transaction behavior,
namely, distributing coupons, rewards, discounts and
promotions which may then be redeemed when purchasing goods
or services; promoting the goods and services of others by
means of coupons, discounts, advertisements, through the
administration of an incentive awards program via wireless
network, mobile telecommunication devices, global computer
network; promoting the goods and services of others by
allowing users to, access online coupons, rebates,
discounts, vouchers and special offers via websites, scan
coupons, rebates, discounts, vouchers and special offers
from printed materials, and tap on mobile phones and other
mobile telecommunication devices for near field
communication-enabled promotional materials and send such
coupons, rebates, discounts, vouchers and special offers to
mobile phones and other mobile telecommunication devices for
redemption at retail or wholesale locations or virtual
points of sale; providing an on-line and mobile directory of
information regarding merchants who accept contactless
mobile payments and promote goods and services through this
channel
36
Providing financial services for facilitating a full suite
of mobile, digital loyalty and financial transactions and
services through mobile telephone connections, interactive
voice response over telephone connections, retail
point-of-sale connections and the internet, namely, mobile
banking, mobile money transfers, check cashing, ACH
services, issuing prepaid debit cards, mobile prepaid
airtime services in the nature of transferring airtime,
namely, telecommunications air time brokerage services for
use by others and making payments for adding airtime to
prepaid or pay-as-you-go wireless services, electronic funds
transfer, electronic payment services and proximity
electronic payment services involving electronic processing
and subsequent transmission of bill payment data, electronic
credit and debit transaction processing, processing payments
to third parties and bill payment services, mobile
purchasing, namely, providing electronic processing of
credit/debit card transactions and electronic payments via
mobile phone for allowing consumers to purchase goods and
services of others, mobile multichannel payments, namely,
bill payment services and loan payment services, payment and
ordering processing services using geofencing and proximity
recognition; providing financial services, namely,
stored-value cash or debit card services, namely, loading,
managing, and payment processing, provided by mobile
telephone connections, interactive voice response over
telephone connections, retail point-of-sale connections and
the internet; payment processing of redemption services
based on consumer transaction behavior, namely, promoting
the goods and services of others by issuing coupons,
rewards, discounts and promotions which may then be redeemed
when purchasing goods or services; financial services,
namely, providing, transmitting, processing, facilitating,
verifying, and authenticating mobile payments, and
contactless transactions with retailers, merchants, and
vendors via mobile devices; financial services, namely,
processing and management of mobile payments and contactless
transactions with retailers, merchants, and vendors via
mobile devices
42
Platform as a service (PAAS) featuring financial interchange
computer software platforms for facilitating a full suite of
mobile, digital loyalty and financial transactions and
services through mobile telephone connections, interactive
voice response over telephone connections, retail
point-of-sale connections and the internet, namely, mobile
banking, mobile money transfers, check cashing, ACH
services, issuing prepaid debit cards, mobile prepaid
airtime services in the nature of transfering airtime,
namely, telecommunications air time brokerage services for
use by others and making payments for adding airtime to
prepaid or pay-as-you-go wireless services, electronic funds
transfer, electronic payment services and proximity
electronic payment services involving electronic processing
and subsequent transmission of bill payment data, electronic
credit and debit transaction processing, processing payments
to third parties and bill payment services, mobile
purchasing, namely, providing electronic processing of
credit/debit card transactions and electronic payments via
mobile phone for allowing consumers to purchase goods and
services of others, mobile multichannel payments, namely,
bill payment services and loan payment services, payment and
ordering processing services using geofencing and proximity
recognition; platform as a service (PAAS) featuring computer
software platforms for financial services, namely,
stored-value cash or debit card services, namely, loading,
managing, and payment processing, provided by mobile
telephone connections, interactive voice response over
telephone connections, retail point-of-sale connections and
the internet; platform as a service (PAAS) featuring
computer software platforms for payment processing of
redemption services based on consumer transaction behavior,
namely, promoting the goods and services of others by
issuing coupons, rewards, discounts and promotions which may
then be redeemed when purchasing goods or services; platform
as a service (PAAS) featuring computer software platforms
for providing processing of pricing comparisons for goods
and services and promotional and marketing information and
offers via mobile electronic devices; software as a Service
(SAAS) featuring a financial interchange computer software
platform for facilitating financial transactions initiated
through mobile devices within and between mobile
participants; mobile marketing platform as a service (PAAS)
featuring computer software platforms for retailers and
companies to provide incentive award programs to consumers
in exchange for opt-in advertising, via mobile electronic
devices