09
Electronic purses and chip cards; credit cards; charge
cards; cash cards; debit cards; electrical and electronic
apparatus; apparatus for storage and retrieval of data;
computer software; computer hardware
35
Business appraisal; business management services; business
development services; business administration services;
business consultancy services; business information,
enquiry, research and investigation services; advertising
services; business relocation services; business
organisation services; accounting and book-keeping services;
economic forecasting and analysis; personnel management,
consultancy and recruitment services, provision, hire and
rental of office machinery; arranging and conducting of
exhibitions; organisation and preparation of payroll;
promotion services; telephone answering services
36
Banking and financial services, including deposit-taking and
storage of valuables; automated banking services; automated
payment of accounts; credit services; consumer, commercial
and mortgage lending; current accounts, savings and
investment accounts, bank card, credit card, debit card,
charge card and cash card services; provision of banking
services via the telephone, the Internet and interactive
television; money transmission; issue of letters of credit
and guarantees; foreign exchange services; issue of
travellers cheques and eurocheques; futures, forwards,
derivatives and option markets transactions; electronic
banking and funds transfer services; money transfer
services; electronic money transfer services; financial
leasing; global investment custody services; share
registration services; stockbroking and share dealing
services; financial planning, advice, research and report
services; asset and portfolio management; personal equity
plans; tax and estate planning; pensions services; executor
and trustee services; investment funds and unit trust
services; corporate finance; capital markets dealings;
export and project finance; provision of development capital
and equity finance; hire-purchase financing; factoring and
invoice discounting; real estate agency services; real
estate financing; valuation, investment and management
services; insurance services; insurance underwriting and
broking; life assurance services