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Monetary affairs, namely, money exchange agency services; cheque guarantee services, namely, check payment guarantee services; currency trading; management services for loan related transactions, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; processing payments made by charge cards; money ordering services, namely, money order payment guarantee services; cash and foreign exchange transactions; bank card services, namely, funding online cash accounts from prepaid cash cards and bank accounts; credit card and debit card services, namely, credit card and debit card authorization services; credit card and payment card services, namely, payment transaction card services, namely, providing electronic processing of credit card transactions and electronic payments via a global computer; bill payment services provided through a website; funds transfer services, namely, electronic funds transfer; services for the execution of financial transactions, namely, securities trade execution services; conducting of capital market transactions, namely, capital investment; conducting of financial transactions on-line, namely, providing secure commercial transactions and payment options; issue and redemption of tokens of value; debit card services, namely, issuing prepaid debit cards; provision of foreign currency, namely, foreign exchange transactions; issuing electronic payment cards in connection with bonus and reward schemes, namely, issuance of credit cards; issuing of cash vouchers; issuing of vouchers for use as money; issuance of tokens of value; issuing letters of credit; issuance of documentary letters of credit; cash replacement rendered by credit card