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Computer software for analyzing and processing financial information; data management software for collecting and storing financial data; computer software for assessing credit risk; computer software for analyzing customer attrition; computer software for encrypting data for fraud prevention; computer software for transmitting data and images via computer networks for use in the field of collections; computer software relating to revenue assistance, namely, software for transmitting data and images via computer networks; computer software relating to telecommunications, namely, software for transmitting data and images via computer networks; computer software relating to marketing, namely, software for transmitting data and images via computer networks; computer software relating to litigation, namely, software for transmitting data and images via computer networks; software for the management of accounts, namely, software for transmitting data and images via computer networks; apparatus for recording, transmission or reproduction of sound or images; pre-recorded magnetic data carriers featuring financial information; pre-recorded recording discs featuring financial information; calculating machines; computers