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Services relating to financial, monetary, insurance and real estate affairs, namely, financial consultation, stock market investment advisory services, insurance consultation, insurance brokerage, real estate appraisal; financial planning, namely, debt reduction planning, debt consolidation planning, wealth planning, investment planning and retirement planning; insurance services, namely, providing insurance, insurance brokerage and reinsurance services, namely, reinsurance underwriting; financing and refinancing services; consumer lending services, namely, lending for investment, lending in the nature of personal loans, lending for commercial purposes and lending for real estate and development purposes; financial management, financial analysis, financial research and financial evaluation services; mortgage services, namely, mortgage brokerage services, mortgage lending, and mortgage lending with savings account services; banking services; credit bureau services; exchanging money; electronic funds transfer services; credit card and debit card services; security brokerage; commodity shares trading; real estate agency services, rental and leasing of real property; appraisals, evaluations and estimates for insurance claims of personal property; real estate acquisition for others; real estate investment services; assessment and management of real estate; and providing information, consultancy and advisory services in relation to real estate, monetary affairs, credit, loans, finance and insurance, including via a global communications network and by electronic means