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Magnetic cards; Computer hardware; Computer software and computer programs; Computer hardware and cryptographic software; Keys (Encoded -); Digital certificates; software for digital signatures; Software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; Magnetic encoded cards and cards containing an integrated circuit chip (smart cards); Loyalty cards; Bank cards; credit cards and payment cards (magnetic); Card reading equipment; Computer software for enabling interaction of smart cards with terminals and readers, telecommunications equipment, point-of-sale transaction terminals and computer software for transmitting, displaying and storing transactions, identification and financial information for use in the financial services, banking and telecommunications industries; Radio frequency identification device (transponders); electronic verification apparatus for verifying authentication of payment cards, bank cards, credit cards, and debit cards; Smart-card terminals; Apparatus and devices for carrying out automatic financial transactions; Apparatus and devices for charging smart cards or payment cards; Apparatus and devices for paying with smart cards; Mobile apps; Computer software applications, downloadable; Downloadable mobile applications for the transmission of data; Interactive computer software; Computer operating system software; Collaboration software platforms [software]; Computer software for use in providing access for multiple users to a global computer network; Computer software for the integration of artificial intelligence; Computer application software for managing document systems; Computer software platforms; Computer software platforms, recorded or downloadable; Real-Time Collaborative Editing [RTCE] platforms; Software platforms aimed at giving users access to a set of integrated and highly customisable interoperable platforms with advanced services, devices and tools for the banking and insurance industry; Software for searching and retrieving information across a computer network; Downloadable computer security software; Software for diagnostics and troubleshooting; Software for creating, facilitating and managing remote access to and communication with local area networks and global networks; Computer software for data and document capture, transmission, storage and indexing; Internet access software; Multimedia software for use in creating presentations, managing databases and accessing and displaying information; Computer hardware and firmware