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Electronic financial trading services; financial transaction services; vehicle financing; brokerage of purchase payments; processing of financial transactions; hire purchase financing services; automated payment services; e-wallet payment services; transaction authentication and verification services; financing services; money payment services; issuance of membership credit cards; brokerage of mobile payments; issuance of mobile discount coupons in the nature of tokens of value; issuance via smart phones of electronic coupons in the nature of tokens of value; credit card transaction processing services; processing of payment transactions via the Internet; issuance of electronic gift certificates which may then be redeemed for goods or services; electronic payment for others; providing financial information by electronic means; payment processing; financial payment services; payment processing services; contactless payment services; payment administration services; electronic payment services; remote payment services; automated payment of accounts; credit card payment processing; collection of payments; electronic commerce payment services; conducting cashless payment transactions; financial pre-payment services; electronic processing of payments; clearing services for payment transactions; issuing of payment gift cards; issuing of payment gift vouchers; collection of payments for goods and services; processing of payments in relation to charge cards; processing of payments in relation to credit cards; financial management of reimbursement payments for others; information services relating to the automated payment of accounts; payment services provided via wireless telecommunications apparatus and devices; electronic processing of payments via a global computer network; issuing electronic payment cards in connection with bonus and reward schemes; processing payments for the purchase of goods and services via an electronic communications network