35
Organization and management of customer loyalty and incentive programs based on geo-positioning and consumption behavior; Reward cards sales promotion through customer loyalty and rewards programs; Administration of rewards and discount programs for enabling participants to obtain discounts on goods and services in the form of discounts, cashback in the form of percentage price reductions, redeemable cashback on eligible purchases, coupons, rebates, and vouchers; Promoting the goods and services of others by means of the issuance of loyalty rewards redeemable for purchase of the goods and services of others; Providing recommendations of goods and services to consumers for commercial purposes; Promoting the goods and services of third-party retailers, merchants, and vendors through a website and mobile application; Price comparison services; Managing subscriptions to utilities (including gas, water, electricity and telecommunications services); Services in the field of subscription management, namely, subscription agent services between third-party retailers, merchants, and vendors and customers to manage, order, maintain and purchase memberships, licenses and other products or services that must be periodically renewed; invoicing management and professional business consultancy in relation to bill optimization; operating on-line marketplaces featuring services and service providers; provision of an on-line marketplace for buyers and sellers of services; arranging and conducting incentive reward programs to promote the efficient use of energy, energy conservation and carbon footprint reduction efforts; all of the above services, excluding those related to franchise businesses of stores selling kitchen furniture
36
Insurance; Banking services; Monetary affairs; Financial services, namely, checking and savings account services, bill payment services, money movement in the nature of money transfer services, financial management services, expenses monitoring in the nature of financial management, expenses advice in the nature of financial advice, cash flow monitoring in the nature of financial management services; financial tracking services; financial consultancy services, business valuation and advisory services, investment banking consultancy and advisory services, tax advice, consultancy and advisory services relating to taxation and financial matters, financial evaluation; Providing financial assessment services to businesses and individuals for financial and investment planning, estate planning, financial and investment management services; strategic financial advisory services; financial planning, namely, creating personalized strategies for helping clients achieve their financial goals, personalized financial account aggregation, budgeting and money management; warranty services; commercial lending; credit finance; brokerage; crowd funding services being the collection of financial donations; financial payment services, namely, credit card payment processing services, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; credit card and debit card transaction processing services; providing payment and financial services, namely, electronic creation, processing, transmission and reconciliation of invoice payments; credit card transaction processing services; bill payments services; financial brokerage services, namely, providing for the exchange of carbon offset products and services; providing a service that allows customers to purchase carbon offset credits, namely, brokerage of carbon offset credits; all of the above services, excluding those related to franchise businesses of stores selling kitchen furniture and excluding also those related to credit services in the field of financing kitchens
41
Educational services in the field of banking, credit, money management, financial, insurance, economic and investment services and the distribution of materials relating thereto; Educational services in the field of personal financial management and decision-making, self-improvement, financial education and distribution of materials relating thereto; entertainment services, namely, Presentation of seminars, round tables and conferences, presentation of workshops, in relation to the following fields: Financial information; Cultural activities, specifically, Film festivals and Theatre festivals, Art exhibition services, Organization of exhibitions for cultural and educational purposes