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Software as a service (SAAS) services featuring software for providing an electronic platform that facilitates the transaction of payments and other financial and non-financial transactions using fiat currencies and digital currencies, assets and tokens of value; application service provider (ASP) featuring application programming interface (API) software for an electronic platform that facilitates the transaction of payments and other financial and non-financial transactions using fiat currencies and digital currencies, digital assets, tokens of value; Software as a service (SAAS) services featuring software for managing the title transfer of financial and non-financial assets; Software as a service (SAAS) services featuring software for recording data and information to a cryptographic ledger; Software as a service (SAAS) services featuring software for providing a cryptographic ledger; Software as a service (SAAS) services featuring software for managing digital identity information; Software as a service (SAAS) services featuring software for automating legal contracts; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting, swapping, exchanging and transmitting fiat currencies and digital currencies, digital assets and tokens of value and managing fiat currencies and digital currencies, digital assets and tokens of value payment and exchange transactions; information, advisory and consultancy services relating to the aforesaid services including the provision of such services online